Get multiple home insurance quotes in 32822. Our licensed 32822, FL agents are ready to serve you.

32822 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 32822 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Orlando, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 32822 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Orlando homeowners insurance rates, coverage options or home insurance types, please select Orlando, FL Home Insurance Rates Online!

32822 Home Insurance Average Premiums

Local 32822 homeowners insurance quotes comparison

$1345 /yr.

Shows Zip Code: 32822 lowest rates with discounts applied on average.

For the 32822, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1345 /yr.
Average Coverage:$1595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1895 /yr.

What is the average home insurance cost for a home in 32822?

  • • The average homeowners insurance premium paid annually for a home in 32822 is around $1595 per year.

What does it cost on average per month for home insurance in 32822?

  • • Homeowners in 32822 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 32822?

  • • Autoowners in 32822 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32822.
Review average rates in another zip code:
32817 homeowners insurance rates
32818 homeowners insurance rates
32833 homeowners insurance rates
32821 homeowners insurance rates
32831 homeowners insurance rates
32814 homeowners insurance rates
32825 homeowners insurance rates
32837 homeowners insurance rates
32811 homeowners insurance rates
32801 homeowners insurance rates

Home Replacement Cost Coverage in 32822

Average Building Cost Per Square Foot in 32822: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32822: 1,013 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32822 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32822 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32822 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,013 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,013$169,100
Additional Upgrades & Added Features$2091,013$211,375
Major Home Updates or Advancements$2511,013$253,650

It's important to understand that when you estimate your replacement cost of your home in the 32822 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32822

Best Home & Auto Insurance Agencies in 32822

Allstate Insurance Companies

Address: 3930 S Semoran Blvd Orlando, FL 32822
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Cedric Kimes

Address: 4751 Old Goldenrod Road Orlando, FL 32822
Phone:
Website: http://www.allstateagencies.com/048765?cid=OTC-YP.com-IYP&att=TL
Info:

ACE Cash Express

Address: 2520 South Semoran Boulevard Orlando, FL 32822
Phone:
Website: http://www.acecashexpress.com/
Info:

A American Auto Insurance

Address: 1732 Woolco Way Orlando, FL 32822
Phone:
Website:
Info:

Housing Demographics for 32822

Population Review for 32822 Zip Code

For the city of Orlando, the population within 32822 has increased to over 65,781 residents in population size. The current population total is 64,120. We have broken down the population based on race below. In 32822, there are over 30551 in male population and 33569 females.

PopulationValues
Total Population64,120
White Population21692
Black Population6725
Hispanic Population42213
Asian Population1563
Hawaiian Population50
Indian Population367
Other Population16750
Male Population30551
Female Population33569
Population Estimate65781

Household Data for 32822

The average number of homes in 32822 is around 24,831, there are an average of 2.56 per household. The average house value according to local real estate values is around $169,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,831
Persons Per Household2.56
Average House Value$169,100
Income Per Household$45613
Median Age36.6
Median Age Male35.0
Median Age Female38.2
32822 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1296
Number Of Employees23696
Business First Quarter Payroll292600
Business Annual Payroll1219267
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District09|10
Congressional LandArea1707.49|1129.32
Delivery Residential25696
Delivery Business1338
Delivery Total27324
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area13.604000
Water Area0.302000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU5963
MFDU13528
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]