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Home Insurance Rates in 32807

For homeowners shopping online in 32807, our insurance rates are very competitive for homeowners living in Orlando, FL. Many homeowners based out of the great city of Orlando have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32807, simply click the "Get Multiple Quotes Now" button. Your 32807 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Orlando, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32807 Home Insurance Rating is: Very High!

If you live in 32807, you can easily save up to 40% off the average home insurance premium of $2033 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Orlando can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32807 today!

Get Multiple Home Insurance Rates in 32807!

32807 Home Insurance Average Premiums

Local 32807 homeowners insurance quotes comparison

$1783 /yr.

Shows Zip Code: 32807 lowest rates with discounts applied on average.

For the 32807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1783 /yr.
Average Coverage:$2033 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2333 /yr.

What is the average home insurance cost for a home in 32807?

  • • The average homeowners insurance premium paid annually for a home in 32807 is around $2033 per year.

What does it cost on average per month for home insurance in 32807?

  • • Homeowners in 32807 pay a monthly average cost per month around $169.00.

What kind of discount could I get if I combine my home and auto insurance together in 32807?

  • • Autoowners in 32807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Orlando, check out other zip codes nearby 32807.
To review average rates in another zip code, click on a zip code below:
32839  |  32820  |  32804  |  32810  |  32826  |  32814  |  32803  |  32835  |  32829  |  32831  | 

Home Replacement Cost Coverage in 32807

Average Building Cost Per Square Foot in 32807: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32807: 1,084 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32807 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,084 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,084$181,100
Additional Upgrades & Added Features$2091,084$226,375
Major Home Updates or Advancements$2511,084$271,650

It's important to understand that when you estimate your replacement cost of your home in the 32807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32807

AA Auto Insurance & Tax Service

Address: 1460 South Semoran Boulevard Orlando, FL 32807
Phone: (407)273-0309
Website:

Alliance Insurance Agencies

Address: 515 North Semoran Boulevard Orlando, FL 32807
Phone: (407)281-4141
Website:

Best Home & Auto Insurance Agencies in 32807

Florida Insurance Advice

Address: 310 E Pine St Orlando, FL 32807
Phone:
Website: http://www.floridainsuranceadvice.com/
Info:

Allstate Insurance Company - Dan Browne

Address: 3107 Edgewater Dr Orlando, FL 32807
Phone:
Website: http://www.allstateagencies.com/046742?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Richard Meyers

Address: 1060 W Sr-434 Longwood, FL 32807
Phone:
Website: http://www.allstateagencies.com/014116?cid=OTC-YP.com-IYP&att=TL
Info:

Castaner, Julie B - Castaner Insurance

Address: 26 N Semoran Blvd Orlando, FL 32807
Phone:
Website: http://www.cottonstatesinsurance.com/
Info:

AA Auto Insurance & Tax Service

Address: 1460 S Semoran Blvd Orlando, FL 32807
Phone:
Website:
Info:

Housing Demographics for 32807

Population Review for 32807 Zip Code

For the city of Orlando, the population within 32807 has increased to over 34,790 residents in population size. The current population total is 34,384. We have broken down the population based on race below. In 32807, there are over 17076 in male population and 17308 females.

PopulationValues
Total Population34,384
White Population13251
Black Population3050
Hispanic Population20306
Asian Population1487
Hawaiian Population47
Indian Population345
Other Population7482
Male Population17076
Female Population17308
Population Estimate34790

Household Data for 32807

The average number of homes in 32807 is around 12,839, there are an average of 2.66 per household. The average house value according to local real estate values is around $181,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,839
Persons Per Household2.66
Average House Value$181,100
Income Per Household$51645
Median Age36.0
Median Age Male34.9
Median Age Female37.1
32807 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses972
Number Of Employees9464
Business First Quarter Payroll86067
Business Annual Payroll373571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District10
Congressional LandArea1129.32
Delivery Residential13079
Delivery Business1229
Delivery Total15262
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area8.401000
Water Area0.332000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU6023
MFDU2258
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]