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Homeowners Insurance in 32808

In Orlando, FL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 32808 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 32808 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32808 should appear in the zip code field ready to go.

32808 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Florida, you are going to see rates around the average home insurance premium per year of $1629. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Orlando home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 32808 Home Insurance Rates Now!

Best 3 Options to Compare in 32808

If you want homeowners insurance quotes within the city of Orlando or in the 32808 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Orlando, FL.

32808 Home Insurance Average Premiums

Local 32808 homeowners insurance quotes comparison

$1379 /yr.

Shows Zip Code: 32808 lowest rates with discounts applied on average.

For the 32808, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1379 /yr.
Average Coverage:$1629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1929 /yr.

What is the average home insurance cost for a home in 32808?

  • • The average homeowners insurance premium paid annually for a home in 32808 is around $1629 per year.

What does it cost on average per month for home insurance in 32808?

  • • Homeowners in 32808 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32808?

  • • Autoowners in 32808 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Orlando, check out other zip codes nearby 32808.
To review average rates in another zip code, click on a zip code below:
32833  |  32817  |  32820  |  32807  |  32825  |  32828  |  32809  |  32822  |  32806  |  32804  | 

Home Replacement Cost Coverage in 32808

Average Building Cost Per Square Foot in 32808: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32808: 987 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32808 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32808 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32808 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 987 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167987$164,900
Additional Upgrades & Added Features$209987$206,125
Major Home Updates or Advancements$251987$247,350

It's important to understand that when you estimate your replacement cost of your home in the 32808 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32808

Access Insurance Services Inc

Address: 1005 North Pine Hills Road Orlando, FL 32808
Phone: (407)293-2919
Website:

Best Home & Auto Insurance Agencies in 32808

Brand- Roy C - State Farm Insurance Agent

Address: 5218 W Colonial Dr Orlando, FL 32808
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

ACE Cash Express

Address: 5030 West Colonial Drive Orlando, FL 32808
Phone:
Website: http://www.acecashexpress.com/
Info:

Automated Insurance Services

Address: 4938 W Colonial Dr Orlando, FL 32808
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 813 N Pine Hills Rd Orlando, FL 32808
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 32808

Population Review for 32808 Zip Code

For the city of Orlando, the population within 32808 has increased to over 51,795 residents in population size. The current population total is 52,551. We have broken down the population based on race below. In 32808, there are over 24994 in male population and 27557 females.

PopulationValues
Total Population52,551
White Population7194
Black Population36118
Hispanic Population8104
Asian Population1042
Hawaiian Population26
Indian Population201
Other Population3642
Male Population24994
Female Population27557
Population Estimate51795

Household Data for 32808

The average number of homes in 32808 is around 18,295, there are an average of 2.84 per household. The average house value according to local real estate values is around $164,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,295
Persons Per Household2.84
Average House Value$164,900
Income Per Household$42259
Median Age33.8
Median Age Male32.9
Median Age Female34.7
32808 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses989
Number Of Employees14176
Business First Quarter Payroll146361
Business Annual Payroll634685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District10
Congressional LandArea1129.32
Delivery Residential18238
Delivery Business1383
Delivery Total23753
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area11.877000
Water Area0.666000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU8689
MFDU5067
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

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