Compare quotes for your home in 32806! Compare the best 12 carriers in minutes.
32806 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 32806? Our rates are very competitive for homeowners living in Orlando, FL. Many homeowners based out of your 32806 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32806 should appear in the zip code field ready to go. For Orlando, FL Home Insurance Rate Quotes click to review the best rates and service online!
32806 Average Premium is Rated: Very High!
Homeowners living in 32806 can easily save up to 40% off the average home insurance premium of $1686 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Orlando that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 32806 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
32806 Home Insurance Average Premiums
For the 32806, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1436 /yr. |
Average Coverage: | $1686 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1986 /yr. |
What is the average home insurance cost for a home in 32806?
- • The average homeowners insurance premium paid annually for a home in 32806 is around $1686 per year.
What does it cost on average per month for home insurance in 32806?
- • Homeowners in 32806 pay a monthly average cost per month around $141.00.
What kind of discount could I get if I combine my home and auto insurance together in 32806?
- • Autoowners in 32806 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Orlando, check out other zip codes nearby 32806.
To review average rates in another zip code, click on a zip code below:
32809 | 32831 | 32826 | 32810 | 32822 | 32818 | 32821 | 32819 | 32837 | 32836 |
Home Replacement Cost Coverage in 32806
Average Building Cost Per Square Foot in 32806: $167
Location: Orlando, Florida (Orange County)Average Square Footage in 32806: 2,044 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 32806 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32806 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 32806 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,044 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 2,044 | $341,300 |
Additional Upgrades & Added Features | $209 | 2,044 | $426,625 |
Major Home Updates or Advancements | $251 | 2,044 | $511,950 |
It's important to understand that when you estimate your replacement cost of your home in the 32806 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 32806
Exschwabies Llc
Address: 3548 South Orange Avenue Orlando, FL 32806Phone: (407)816-3161
Website:
Best Home & Auto Insurance Agencies in 32806
Allstate Insurance-Harry Pecunia Insurance
Address: 3834 Curry Ford Rd Orlando, FL 32806Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
ACE Cash Express
Address: 1523 S Crystal Lake Dr Orlando, FL 32806Phone:
Website: http://www.acecashexpress.com/
Info:
Allstate Insurance Companies
Address: 4785 S Orange Ave Orlando, FL 32806Phone:
Website:
Info:
A American Auto Insurance
Address: 2875 S Orange Ave, #530 Orlando, FL 32806Phone:
Website:
Info:
Thompson, Guy W - State Farm Insurance Agent
Address: 825 E Michigan St Orlando, FL 32806Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=592510
Info:
Housing Demographics for 32806
Population Review for 32806 Zip Code
For the city of Orlando, the population within 32806 has increased to over 27,126 residents in population size. The current population total is 26,582. We have broken down the population based on race below. In 32806, there are over 13126 in male population and 13456 females.
Population | Values |
---|---|
Total Population | 26,582 |
White Population | 19819 |
Black Population | 1336 |
Hispanic Population | 4829 |
Asian Population | 637 |
Hawaiian Population | 22 |
Indian Population | 110 |
Other Population | 1382 |
Male Population | 13126 |
Female Population | 13456 |
Population Estimate | 27126 |
Household Data for 32806
The average number of homes in 32806 is around 11,729, there are an average of 2.24 per household. The average house value according to local real estate values is around $341,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 11,729 |
Persons Per Household | 2.24 |
Average House Value | $341,300 |
Income Per Household | $78816 |
Median Age | 40.0 |
Median Age Male | 39.4 |
Median Age Female | 40.7 |
32806 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | |
Area Code | 407/689/321 |
City | Orlando |
City Alias Name | ORLANDO |
County | Orange |
County FIPS | 095 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5960 |
PMSA | |
CSA | 422 |
CBSA | 36740 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Orlando-Kissimmee-Sanford, FL |
MSA_Name | Orlando, FL MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1318 |
Number Of Employees | 32085 |
Business First Quarter Payroll | 443502 |
Business Annual Payroll | 1921879 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2134411 |
CBSA Division Population | 0 |
Congressional District | 09|10 |
Congressional LandArea | 1707.49|1129.32 |
Delivery Residential | 12110 |
Delivery Business | 1226 |
Delivery Total | 16176 |
Preferred Last Line Key | Y22611 |
Classification Code | |
Multi-County | |
CSA Name | Orlando-Lakeland-Deltona, FL |
CBSA_DIV_Name | |
City State Key | Y22611 |
Land Area | 6.824000 |
Water Area | 0.892000 |
City Alias Code | |
City Mixed Case | Orlando |
City Alias Mixed Case | Orlando |
Box Count | 0 |
SFDU | 8663 |
MFDU | 1918 |
State ANSI | 12 |
County ANSI | 095 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 116915 |
Unique ZIP Name | |
SSA State County Code | 10470 |
Medicare CBSA Code | 36740 |
Medicare CBSA Name | Orlando-Kissimmee-Sanford, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 48 |
County Mixed Case | Orange |
Florida Homeowners Insurance News & Information
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How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025
Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]
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New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025
According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market. Recently, the Office of Insurance Regulation […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]