19807 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19807? There are over 3,359 occupied homes in the 19807 area. With a population size of 8,089, it's not uncommon for residence of Wilmington, DE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Delaware is around $744 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19807 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Wilmington, DE Home Insurance Rate Quotes

19807 Home Insurance Average Premiums

Local 19807 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 19807 lowest rates with discounts applied on average.

For the 19807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$494 /yr.
Average Coverage:	$744 /yr.
2600 sq. ft. or higher (all discounts applied)	$1044 /yr.

What is the average home insurance cost for a home in 19807?

• The average homeowners insurance premium paid annually for a home in 19807 is around $744 per year.

What does it cost on average per month for home insurance in 19807?

• Homeowners in 19807 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19807?

• Autoowners in 19807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19807.
Review average rates in another zip code:
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19808 homeowners insurance rates

Home Replacement Cost Coverage in 19807

Average Building Cost Per Square Foot in 19807: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19807: 4,963 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19807 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,963 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$149	4,963	$739,500
Additional Upgrades & Added Features	$186	4,963	$924,375
Major Home Updates or Advancements	$224	4,963	$1,109,250

Calculate Your Dwelling Coverage in 19807

It's important to understand that when you estimate your replacement cost of your home in the 19807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19807

Mobley- Robert G - State Farm Insurance Agent

Address: 4007 Kennett Pike Greenville, DE 19807
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19807

Population Review for 19807 Zip Code

For the city of Wilmington, the population within 19807 has increased to over 8,749 residents in population size. The current population total is 8,089. We have broken down the population based on race below. In 19807, there are over 3916 in male population and 4173 females.

Population	Values
Total Population	8,089
White Population	6705
Black Population	188
Hispanic Population	281
Asian Population	680
Hawaiian Population	0
Indian Population	14
Other Population	94
Male Population	3916
Female Population	4173
Population Estimate	8749

Household Data for 19807

The average number of homes in 19807 is around 3,359, there are an average of 2.33 per household. The average house value according to local real estate values is around $739,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	3,359
Persons Per Household	2.33
Average House Value	$739,500
Income Per Household	$124918
Median Age	51.2
Median Age Male	50.4
Median Age Female	51.8

19807 Details	Values
State	DE
State Full Name	Delaware
City Type	P
City Alias Abbreviation
Area Code	302
City	Wilmington
City Alias Name	WILMINGTON
County	New Castle
County FIPS	003
State FIPS	10
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	9160
CSA	428
CBSA	37980
CBSA_DIV	48864
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Wilmington-Newark, DE-MD PMSA
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	419
Number Of Employees	3183
Business First Quarter Payroll	57930
Business Annual Payroll	252805
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	705670
Congressional District
Congressional LandArea
Delivery Residential	3755
Delivery Business	231
Delivery Total	4645
Preferred Last Line Key	V21381
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Wilmington, DE-MD-NJ
City State Key	V21381
Land Area	18.166000
Water Area	0.343000
City Alias Code
City Mixed Case	Wilmington
City Alias Mixed Case	Wilmington
Box Count	298
SFDU	2607
MFDU	1023
State ANSI	10
County ANSI	003
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	096820
Unique ZIP Name
SSA State County Code	08010
Medicare CBSA Code	48864
Medicare CBSA Name	Wilmington, DE-MD-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	New Castle

Delaware Homeowners Insurance News & Information

Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

Home Insurance Quotes in 19807!