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Compare 19808 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Wilmington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,050 neighbors looking to save on their home insurance policy in the local 19808 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 19808. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Delaware rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Wilmington, DE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Wilmington, DE

19808 Home Insurance Average Premiums

Local 19808 homeowners insurance quotes comparison

$425 /yr.

Shows Zip Code: 19808 lowest rates with discounts applied on average.

For the 19808, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$425 /yr.
Average Coverage:$675 /yr.
2600 sq. ft. or higher
(all discounts applied)
$975 /yr.

What is the average home insurance cost for a home in 19808?

  • • The average homeowners insurance premium paid annually for a home in 19808 is around $675 per year.

What does it cost on average per month for home insurance in 19808?

  • • Homeowners in 19808 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 19808?

  • • Autoowners in 19808 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19808.
Review average rates in another zip code:
19804 homeowners insurance rates
19801 homeowners insurance rates
19803 homeowners insurance rates
19810 homeowners insurance rates
19808 homeowners insurance rates
19806 homeowners insurance rates
19805 homeowners insurance rates
19809 homeowners insurance rates
19807 homeowners insurance rates
19802 homeowners insurance rates

Home Replacement Cost Coverage in 19808

Average Building Cost Per Square Foot in 19808: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19808: 1,801 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19808 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19808 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19808 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,801 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,801$268,400
Additional Upgrades & Added Features$1861,801$335,500
Major Home Updates or Advancements$2241,801$402,600

It's important to understand that when you estimate your replacement cost of your home in the 19808 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19808

Dewberry Insurance Agency

Address: 5700 Kirkwood Highway Suite 103 Wilmington, DE 19808
Phone: (302)995-9550
Website:

Nationwide Insurance Company's - Alpaugh Michael T Agency- Agents- Rosenberry Ju

Address: 4758B Limestone Road Wilmington, DE 19808
Phone: (302)998-8200
Website:

Allstate Insurance - Provey Powell Jr

Address: 1819 Newport Gap Pike Wilmington, DE 19808
Phone: (302)992-0100
Website:

Wallace Charles Insurance

Address: 1906 Newport Gap Pike Wilmington, DE 19808
Phone: (302)995-2266
Website:

Bill Dewberry Agency

Address: 5700 Kirkwood Hwy Wilmington, DE 19808
Phone: (302)995-9550
Website:

Best Home & Auto Insurance Agencies in 19808

Chris Haist State Farm Agency

Address: 5301 Limestone Road #124 Wilmington, DE 19808
Phone:
Website: http://www.chrisquoteme.com/
Info:

Lawrence, A S - Allstate Insurance Co

Address: 5506 Kirkwood Hwy Wilmington, DE 19808
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Wallace Charles Insurance

Address: 1906 Newport Gap Pike Wilmington, DE 19808
Phone:
Website:
Info:

Allstate Insurance - Provey Powell Jr

Address: 1819 Newport Gap Pike Wilmington, DE 19808
Phone:
Website:
Info:

Nationwide Insurance Lisa Broadbent Ins Incorporated

Address: 715 Greenbank Road Wilmington, DE 19808
Phone:
Website: http://www.nationwide.com/agent/wilmington-delaware-insurance-agent/lisabroadbent1/office.html
Info:

Housing Demographics for 19808

Population Review for 19808 Zip Code

For the city of Wilmington, the population within 19808 has increased to over 39,786 residents in population size. The current population total is 39,285. We have broken down the population based on race below. In 19808, there are over 18762 in male population and 20523 females.

PopulationValues
Total Population39,285
White Population28389
Black Population2477
Hispanic Population5095
Asian Population2659
Hawaiian Population6
Indian Population191
Other Population2046
Male Population18762
Female Population20523
Population Estimate39786

Household Data for 19808

The average number of homes in 19808 is around 16,050, there are an average of 2.41 per household. The average house value according to local real estate values is around $268,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,050
Persons Per Household2.41
Average House Value$268,400
Income Per Household$84964
Median Age43.7
Median Age Male41.4
Median Age Female46.1
19808 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityWilmington
City Alias NameWILMINGTON
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1754
Number Of Employees22600
Business First Quarter Payroll430037
Business Annual Payroll1844493
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential16509
Delivery Business930
Delivery Total17919
Preferred Last Line KeyV21381
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21381
Land Area13.751000
Water Area0.001000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count188
SFDU12185
MFDU1531
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number096820
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

Delaware Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]