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19806 Home Insurance Rates & Premiums

Did you know there are over 10,083 people living within the 19806 zip code area? There are over 5,680 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 19806.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Delaware are on the rise. The estimated average premium is around $817 a year for a standard homeowners insurance policy in Wilmington. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Wilmington, DE Homeowners Insurance Quotes Online

19806 Home Insurance Average Premiums

Local 19806 homeowners insurance quotes comparison

$567 /yr.

Shows Zip Code: 19806 lowest rates with discounts applied on average.

For the 19806, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$567 /yr.
Average Coverage:$817 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1117 /yr.

What is the average home insurance cost for a home in 19806?

  • • The average homeowners insurance premium paid annually for a home in 19806 is around $817 per year.

What does it cost on average per month for home insurance in 19806?

  • • Homeowners in 19806 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 19806?

  • • Autoowners in 19806 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Wilmington, check out other zip codes nearby 19806.
To review average rates in another zip code, click on a zip code below:
19802  |  19801  |  19805  |  19806  |  19810  |  19807  |  19809  |  19808  |  19803  |  19804  | 

Home Replacement Cost Coverage in 19806

Average Building Cost Per Square Foot in 19806: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19806: 2,179 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19806 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19806 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19806 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,179 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1492,179$324,700
Additional Upgrades & Added Features$1862,179$405,875
Major Home Updates or Advancements$2242,179$487,050

It's important to understand that when you estimate your replacement cost of your home in the 19806 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19806

Best Home & Auto Insurance Agencies in 19806

Tritaik- Nicole J

Address: 30 Trolley Sq Wilmington, DE 19806
Phone:
Website:
Info:

A Barbara Dorsey - Nationwide Insurance

Address: 22 Trolley Sq, Ste B Wilmington, DE 19806
Phone:
Website: http://www.national.citysearch.com/profile/662295880/wilmington_de/a_barbara_dorsey_nationwide_insurance.html
Info:

Housing Demographics for 19806

Population Review for 19806 Zip Code

For the city of Wilmington, the population within 19806 has increased to over 10,271 residents in population size. The current population total is 10,083. We have broken down the population based on race below. In 19806, there are over 4734 in male population and 5349 females.

PopulationValues
Total Population10,083
White Population7728
Black Population1357
Hispanic Population540
Asian Population230
Hawaiian Population2
Indian Population13
Other Population143
Male Population4734
Female Population5349
Population Estimate10271

Household Data for 19806

The average number of homes in 19806 is around 5,680, there are an average of 1.72 per household. The average house value according to local real estate values is around $324,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,680
Persons Per Household1.72
Average House Value$324,700
Income Per Household$74464
Median Age44.8
Median Age Male42.1
Median Age Female47.8
19806 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityWilmington
City Alias NameWILMINGTON
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses413
Number Of Employees4854
Business First Quarter Payroll64676
Business Annual Payroll300475
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential5972
Delivery Business440
Delivery Total7863
Preferred Last Line KeyV21381
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21381
Land Area1.705000
Water Area0.023000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count0
SFDU2793
MFDU3099
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number096820
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

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