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19801 Home Insurance Rates
Getting multiple homeowners insurance rates in 19801 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Wilmington, DE. Many homeowners based out of the 19801 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Delaware licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19801 should appear in the zip code field ready to go. For Wilmington, DE Home Insurance Quotes, Click to easily get started!
19801 Homeowners Insurance Rates, Average Rating: Very Low!
Your homeowners insurance policy in 19801 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Wilmington. For a basic HO-3, standard homeowners policy, the average premium per year in Delaware is around $672. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 19801 zip code today and let us help you save time and money on your homeowners insurance premium.
19801 Home Insurance Average Premiums
$422 /yr.
Shows Zip Code: 19801 lowest rates with discounts applied on average.
For the 19801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $422 /yr. |
| Average Coverage: | $672 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $972 /yr. |
What is the average home insurance cost for a home in 19801?
- • The average homeowners insurance premium paid annually for a home in 19801 is around $672 per year.
What does it cost on average per month for home insurance in 19801?
- • Homeowners in 19801 pay a monthly average cost per month around $56.00.
What kind of discount could I get if I combine my home and auto insurance together in 19801?
- • Autoowners in 19801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19801.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19801
Average Building Cost Per Square Foot in 19801: $149
Location: Wilmington, Delaware (New Castle County)Average Square Footage in 19801: 996 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19801 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 996 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $149 | 996 | $148,400 |
| Additional Upgrades & Added Features | $186 | 996 | $185,500 |
| Major Home Updates or Advancements | $224 | 996 | $222,600 |
It's important to understand that when you estimate your replacement cost of your home in the 19801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19801
Smalls Fred
Address: Woodmill Corporate Centre Wilmington, DE 19801Phone: (302)633-1980
Website: www.smallsinsurance.com
Nationwide Insurance & Financial Services
Address: Limestone Road Wilmington, DE 19801Phone: (302)998-8200
Website:
Scarborough Agency Inc
Address: 300 Delaware Ave Wilmington, DE 19801Phone: (302)475-2480
Website:
Raymond L. Maniscalco Agency
Address: 117 Kirkwood Sq Wilmington, DE 19801Phone: (302)999-8211
Website:
Best Home & Auto Insurance Agencies in 19801
State Farm Insurance Companies
Address: 200 W 9th St Wilmington, DE 19801Phone:
Website:
Info:
Smalls Fred
Address: Woodmill Corporate Centre Wilmington, DE 19801Phone:
Website: http://www.smallsinsurance.com
Info:
Williams Jr, Joe - State Farm Insurance Agent
Address: 300 Martin Luther King Jr Blvd Wilmington, DE 19801Phone:
Website: http://www.national.citysearch.com/profile/external/46267169/wilmington_de/williams_jr_joe_state_farm_insurance_agent.html
Info:
Raymond L. Maniscalco Agency
Address: 117 Kirkwood St Wilmington, DE 19801Phone:
Website:
Info:
Peninsula Excess Ins
Address: 203 Delaware Ave, #3 Wilmington, DE 19801Phone:
Website:
Info:
Housing Demographics for 19801
Population Review for 19801 Zip Code
For the city of Wilmington, the population within 19801 has increased to over 17,513 residents in population size. The current population total is 16,219. We have broken down the population based on race below. In 19801, there are over 7577 in male population and 8642 females.
| Population | Values |
|---|---|
| Total Population | 16,219 |
| White Population | 2782 |
| Black Population | 11304 |
| Hispanic Population | 1407 |
| Asian Population | 406 |
| Hawaiian Population | 5 |
| Indian Population | 51 |
| Other Population | 618 |
| Male Population | 7577 |
| Female Population | 8642 |
| Population Estimate | 17513 |
Household Data for 19801
The average number of homes in 19801 is around 7,408, there are an average of 2.15 per household. The average house value according to local real estate values is around $148,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 7,408 |
| Persons Per Household | 2.15 |
| Average House Value | $148,400 |
| Income Per Household | $37965 |
| Median Age | 33.6 |
| Median Age Male | 32.9 |
| Median Age Female | 34.2 |
| 19801 Details | Values |
|---|---|
| State | DE |
| State Full Name | Delaware |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 302 |
| City | Wilmington |
| City Alias Name | WILMINGTON |
| County | New Castle |
| County FIPS | 003 |
| State FIPS | 10 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 9160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 48864 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Wilmington-Newark, DE-MD PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 2496 |
| Number Of Employees | 37206 |
| Business First Quarter Payroll | 1050361 |
| Business Annual Payroll | 3941467 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 705670 |
| Congressional District | |
| Congressional LandArea | |
| Delivery Residential | 8146 |
| Delivery Business | 1274 |
| Delivery Total | 9307 |
| Preferred Last Line Key | V21381 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Wilmington, DE-MD-NJ |
| City State Key | V21381 |
| Land Area | 4.397000 |
| Water Area | 1.113000 |
| City Alias Code | |
| City Mixed Case | Wilmington |
| City Alias Mixed Case | Wilmington |
| Box Count | 0 |
| SFDU | 3688 |
| MFDU | 3415 |
| State ANSI | 10 |
| County ANSI | 003 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 096820 |
| Unique ZIP Name | |
| SSA State County Code | 08010 |
| Medicare CBSA Code | 48864 |
| Medicare CBSA Name | Wilmington, DE-MD-NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | New Castle |
Delaware Homeowners Insurance News & Information
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]