Get multiple home insurance quotes in 19809. Our licensed 19809, DE agents are ready to serve you.

19809 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 19809 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Wilmington, DE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 19809 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Delaware, like average Wilmington homeowners insurance rates, coverage options or home insurance types, please select Wilmington, DE Home Insurance Rates Online!

19809 Home Insurance Average Premiums

Local 19809 homeowners insurance quotes comparison

$406 /yr.

Shows Zip Code: 19809 lowest rates with discounts applied on average.

For the 19809, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$406 /yr.
Average Coverage:$656 /yr.
2600 sq. ft. or higher
(all discounts applied)
$956 /yr.

What is the average home insurance cost for a home in 19809?

  • • The average homeowners insurance premium paid annually for a home in 19809 is around $656 per year.

What does it cost on average per month for home insurance in 19809?

  • • Homeowners in 19809 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19809?

  • • Autoowners in 19809 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 19809.
Review average rates in another zip code:
19805 homeowners insurance rates
19804 homeowners insurance rates
19802 homeowners insurance rates
19809 homeowners insurance rates
19801 homeowners insurance rates
19807 homeowners insurance rates
19803 homeowners insurance rates
19808 homeowners insurance rates
19810 homeowners insurance rates
19806 homeowners insurance rates

Home Replacement Cost Coverage in 19809

Average Building Cost Per Square Foot in 19809: $149

Location: Wilmington, Delaware (New Castle County)

Average Square Footage in 19809: 1,750 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19809 before you start any project. Wilmington homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19809 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19809 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,750 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,750$260,700
Additional Upgrades & Added Features$1861,750$325,875
Major Home Updates or Advancements$2241,750$391,050

It's important to understand that when you estimate your replacement cost of your home in the 19809 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19809

Nationwide Insurance Company's

Address: 25 Prestbury Square Wilmington, DE 19809
Phone: (302)791-7600
Website: www.nationwide.com

Dorsey James A Insurance Agency

Address: 520 Philadelphia Pike Wilmington, DE 19809
Phone: (302)472-3200
Website: www.nwagent.com/james_dorsey.html

Peninsula Excess Ins

Address: 19 Jenkins Ave Ste 200 222 Philadelphia Pike Wilmington, DE 19809
Phone: (215)368-8186
Website:

Rick Broadbent Insurance Inc.

Address: 500 Philadelphia Pike Wilmington, DE 19809
Phone: (302)764-1566
Website:

Best Home & Auto Insurance Agencies in 19809

Rick Broadbent Insurance Inc.

Address: 500 Philadelphia Pike Wilmington, DE 19809
Phone:
Website:
Info:

Collins Jr- Raleigh L - State Farm Insurance Agent

Address: 508 Philadelphia Pike Wilmington, DE 19809
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Peninsula Excess Ins

Address: 222 Philadelphia Pike Wilmington, DE 19809
Phone:
Website:
Info:

Cormorant International Limited

Address: 14 Denny Rd Wilmington, DE 19809
Phone:
Website:
Info:

Dorsey James A Insurance Agency

Address: 520 Philadelphia Pike Wilmington, DE 19809
Phone:
Website: http://www.nwagent.com/james_dorsey.html
Info:

Housing Demographics for 19809

Population Review for 19809 Zip Code

For the city of Wilmington, the population within 19809 has increased to over 14,762 residents in population size. The current population total is 14,658. We have broken down the population based on race below. In 19809, there are over 6978 in male population and 7680 females.

PopulationValues
Total Population14,658
White Population9493
Black Population3060
Hispanic Population870
Asian Population730
Hawaiian Population2
Indian Population25
Other Population359
Male Population6978
Female Population7680
Population Estimate14762

Household Data for 19809

The average number of homes in 19809 is around 6,522, there are an average of 2.23 per household. The average house value according to local real estate values is around $260,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,522
Persons Per Household2.23
Average House Value$260,700
Income Per Household$76982
Median Age41.9
Median Age Male40.1
Median Age Female43.5
19809 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityWilmington
City Alias NameWILMINGTON
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses478
Number Of Employees6187
Business First Quarter Payroll158874
Business Annual Payroll556186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential6620
Delivery Business470
Delivery Total10329
Preferred Last Line KeyV21381
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21381
Land Area6.756000
Water Area1.584000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count281
SFDU5062
MFDU1237
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number096820
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

Delaware Homeowners Insurance News & Information

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