If you are in the market for a new home, one of the first things you need to do is get pre-approved for a mortgage. In almost all cases this means tons of paperwork, most mortgage lenders require extensive documentation before they will fund your loan. Before you start the process, it is helpful to […]
Great example of a walk-in pantry with butcher block countertops in an updated home in San Diego, California Whenever you purchase a home there are always going to be tradeoffs and choices that have to be made between what you want your home to look like and include as well as what you can affordable […]
FHA loans can be a great option for first-time homebuyers. They often offer a fantastic interest rate as well as a lower down payment requirement. Due to the fact that these loans are backed by the Federal Housing Administration, interest rates can drop down as low as 3.5 percent. While a traditional mortgage usually requires […]
If you are thinking about buying a house this year, we are here to help. While home prices are still hovering around all-time highs and in most cities, it is still a seller’s market, there are plenty of signs that home prices could be headed down. Election uncertainty, a peak real estate market and the […]
If your home is on the market there is a very good chance your agent (or yourself if you are selling it by owner) will want to host an open house. This is a great way to show your home to potential buyers and hopefully drum up an interested buyer (or buyers) who makes an […]
Buying a house is a lot of work, and once you have found the perfect home you want to protect it with insurance. In addition to your homeowners policy, a title insurance policy will help protect your investment. Here is a quick overview about title insurance and why you need it to fully protect your […]
If you are in the market for a new home and have been preapproved for a big, fat mortgage you may want to step back and calculate what you can actually afford to cover on a monthly basis. There can often be a disconnect between what a homebuyer is approved for by their mortgage lender […]
If you are considering making a move this year, you are not alone. According to data from the U.S. Census Bureau, roughly 40 million Americans move every year, which is about 14 percent of the population. Every year, North American Van Lines issues a report detailing what states are gaining residents and which ones are […]
Shopping for a new home is always a challenge and fraught with pitfalls. While the house may look perfect on paper there can be major expenses lurking in the walls or mechanicals. It’s always a good idea to check into the history of the home before closing on any house. Luckily there is a tool […]
Moving to a new town is always difficult, but that challenge becomes even more complicated when you have school age children. In addition to factoring in commute times, your budget, and what part of your new town you want to live in you also need to research school options and find the best school district […]