Tag Archives: home insurance

Drone Gifts May Become a Home Insurance Problem This Christmas

23 Dec
Drone problems for homeowners insurance coverage.

If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]

Holiday Parties Can Lead to Unaware Legal Liability Accidents

17 Dec
Christmas Party Liability Accidents

According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]

Texas Insurance Gets More Expensive For Homeowners

23 Nov
Texas homeowners insurance

Texas is currently the third most expensive state for homeowners insurance in the nation. Annual premiums average roughly $1,745 a year. Unfortunately those costs are set to climb even higher in the near future. Statistics released from The Texas Department of Insurance shows that the average premium for homeowner’s insurance policy climbed more than 26% […]

What You Need to Know about Changing Homeowners Insurance

03 Nov
What You Need to Know about Changing Homeowners Insurance Policies

In most cases, your home is both your biggest and most valuable asset. Protecting this valuable asset is a necessity and the best way to do that is to have a comprehensive homeowners policy. A homeowners policy helps cover the cost of rebuilding your home and replacing your possessions it they are destroyed due to […]

5 Questions to Ask Before You Buy a Home in a Hurricane Zone

28 Oct
Hurricane Patricia Makes Landfall in Mexico

While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]

Homeowners in high fire-risk areas are upset over soaring insurance rates

16 Sep
Fire risk and increased home insurance rates

According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]

Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?

10 Sep
Drones flying near homes

Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]

Does homeowners cover your college students belongings?

25 Aug
Does homeowners insurance cover college students belongings?

It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]