In the last couple of years the cost of homeowners insurance has been going up for just about everyone. The National Association of Insurance Commissioners (NAIC) found that nationwide, premiums jumped up 7.6 percent in 2011 and another 5.7 percent in 2012. This translates into a $137 bump in just two years. Where You Live […]
Tax refunds are on the way, which means that many of us will have a little extra coin in our pocket soon. One great way to invest your windfall is to sink it into your house. Whether you update your kitchen, add a bedroom or just repaint your exterior spending money on your home will […]
Here is something that may come as a surprise to most homeowners – an insurance claim made by a previous owner could affect your premium. If you are unaware of this unfortunate fact, you are not alone. According to a survey done by insuranceQuotes.com, 75 percent of respondents were unaware that previous owners claims could […]
Despite the fact that the economy has made a comeback and home sales are on the rise, finding a home that you can actually afford can be difficult. Regardless of whether you are newly married, a young professional or an empty nester one of the major questions you will be faced with when trying to […]
Your homeowners insurance premium is calculated on a number of different factors. Everything from your address to your credit rating will be considered to determine your premium. However, there are a few other factors that you might not be aware of that can jack up your rates. While you may have some sway over a […]
According to a recent report by consumer investigator Jim Strickland, homeowner insurance rates in Atlanta are on their way up. State records indicate that there have been substantial increases granted since 2012, which have affected premiums across the state and the city of Atlanta. Industry experts say that damage from recent storms across Georgia is […]
Everyone knows that homeowners insurance is essential to protect your investment, but many of us are in the dark as to how our rate is actually determined. Insurers consider a variety of factors when calculating rates and each of them has an effect on the total cost of the policy. It pays to understand the […]
The real estate scene in Mobile (Alabama) is displaying a curious trend and quite unlike what is right now prevalent in most other regions of the United States. The housing market here has failed to make an appreciable recovery following the recession and the average home price in the state has actually decreased by three […]
Prospective homeowners scouting for houses in Raleigh (North Carolina) have a tough choice to make. Most of the high-end neighborhoods of the city offer numerous amenities that are almost impossible to overlook—proximity to reputable school districts, near entertainment and recreation spots, and with easy access to the commercial quarters of the city. On the other […]
According to the ACCRA Cost of Living Index compiled for various cities across the United States, the composite value for South Carolina is about 93.3 percent of the national average. This means that it is cheaper to live in this state than it is in most other states of the country. This is also true […]