Hurricane Florence did a massive amount of damage to the Carolina’s and homeowners are just starting to dig through the aftermath. While insurance should help homeowners rebuild, a couple of state tax rules could help homeowners save a bit of money and get back on their feet quicker. Here are a couple of tips offered […]
Car and home insurance can be expensive, but it is an absolute necessity to protect your assets. Regardless of whether you are insuring your home or car, finding the best coverage at an affordable price is everyone’s goal. There are a number of strategies you can employ to save money on both your homeowners and […]
While the majority of insurance experts recommend shopping your insurance coverage on a yearly basis (that is still solid advice) staying loyal to your current insurer can also be a great way to save some coin. Shopping your coverage is a great way to make sure you are getting a fair price on your coverage […]
The kids are starting to go back to school and if you have a student that is headed off to college you will want to review your insurance coverages before you pack up the car and head for campus. Verifying that your brand new college student is properly insured protects them while also making sure […]
While cleaning up the mess at your home (assuming it is still standing) after a hurricane, tornado, wildfire or other natural disaster is always painful, there may be more agony lurking in the shadows. One of the major problems in the aftermath of a hurricane or wildfire is homeowners who were underinsured or did not […]
The 2017 hurricane season was one of the busiest and most destructive ones on record. There were 17 named storms that hit the coasts and caused roughly $282.16 billion in damage. If you were affected by one of these storms and not carrying the proper insurance coverages you could end up on the hook for […]
Summer is in full swing and that is often the time to get out and make some improvements to your home. Home improvements can range from small things like installing a fence to major projects like putting on a new roof. Home improvements not only make your home more functional, they may help you put […]
According to a recent survey, American homeowners are not prepared to cover the cost of an unexpected home emergency. In addition, many homeowners are confused about what their homeowners insurance does and does not cover, leaving many homeowners struggling to pay for a home repair that is not covered by their insurance policy. HomeServe USA, […]
Hurricane season is here and if you don’t have a flood insurance policy in place, you may want to consider one. Flood damage is not covered by a standard homeowners policy and the majority of hurricanes bring severe flood damage with them when they come ashore. In the past, the majority of flood insurance policies […]
According to data from the Insurance Information Institute (III), 16 insurers went bankrupt after Hurricane Andrew hit Florida in 1992 as claims overwhelmed smaller insurance companies. Since then, the Florida Insurance Guaranty Association has backed Florida insurers, but if your insurance company goes under it can lead to major delays in the claim process. A […]