Halloween can be a blast, trick or treating, handing out candy to all of the neighborhood ghouls and just seeing the various costumes that come to your door. Unfortunately, Halloween can also bring out teens who like to add vandalism and property damage to their trick or treat routine. In addition to worrying about vandalism, […]
Hilton Head, SC, Lighthouse Just like a standard homeowner policy, South Carolina windstorm policies offer zero protection against flood damage, in order for your home to be fully protect you would need to carry a separate flood insurance policy. If you are unable to find coverage in the private market you may need to purchase […]
Collectibles can increase in value over time until they are worth a significant amount of money. This can include a wide variety of collectibles, everything from comic books, wines, cigars, sports memorabilia, movie props, coins, art and jewelry can appreciate over time until they are worth a small fortune. These types of assets really need […]
If your home is on the market there is a very good chance your agent (or yourself if you are selling it by owner) will want to host an open house. This is a great way to show your home to potential buyers and hopefully drum up an interested buyer (or buyers) who makes an […]
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]
Buying a house is a lot of work, and once you have found the perfect home you want to protect it with insurance. In addition to your homeowners policy, a title insurance policy will help protect your investment. Here is a quick overview about title insurance and why you need it to fully protect your […]
Unfortunately, many homeowners never read their policies and are unaware of what is covered and even more importantly, what is not covered. The storm season is well under way and has already delivered some severe damage to numerous locations. When a severe storm hits, most homeowners want to know if their homeowners insurance policy will […]
The Fourth of July is just around the corner and fireworks are often on the top of the list for this day of celebration. While fireworks can be a fun way to celebrate the holiday, they can also be a hazard. Fires and injuries can spring up and whether or not your homeowners insurance will […]
Summer time is here and for many of us that means vacation. If you are headed off on a summertime break, make sure that in addition to packing your bags, stopping the mail and booking your accommodations that you take a few steps to help protect your home. According to the FBI, crime rates increase […]
A recent AAA survey found that Floridians are becoming more concerned about this year’s hurricane season after four major storms have hit in the past three years, the worst of which was a category five storm last year. Recent storms, Florence, Michael, Harvey, Irma and Maria have caused $200 billion in damages according to Floodsmart.gov. […]