Middle Tennessee has seen massive amounts of rainfall this winter and spring which has led to flooding issues across the area. As an example, Davidson County was recently hit with more than seven inches of rainfall, which resulted in the Nashville Fire Department have to rescue at least 130 people from vehicles, apartments and houses. […]
Snow covering above Austin, Texas after winter snow storm Uri Texas was hit by some major winter storms recently which caused a variety of problems, including frozen pipes, roof issues and even flooding. If you have suffered any of these issues you may be wondering if your homeowners insurance is going to cover the damage. […]
As we move into tax season many of us are looking for tax deductions to lower our tax burden. While your home can lead to some major deductions, you may be wondering if it is possible to deduct your homeowners insurance premium. In most cases, the answer to this question is no but there can […]
If your home is located in a high-risk (or even medium risk) area for flooding, you will most likely need a flood insurance policy to full protect your home. You can purchase flood insurance through the National Flood Insurance Program (NFIP) or in the private market. Regardless of where you purchase your flood coverage, you […]
An insurance rider is also known as an endorsement on your insurance policy. It is basically an optional provision attached to the policy that alters the coverage of your standard insurance policy. Riders are usually used to add additional coverage to the policy but can also be used to amend the terms of the policy […]
In a recent Pittsburgh Post-Gazette article, John Sebak, owner of Sebak Insurance Agency in Natrona Heights detailed a recent claim he dealt with that involved a person working from home who was in a car accident that destroyed his work computer. The question the claim presented was does the employer’s insurance cover the laptop or […]
According to statistics, the United States sees about 1,000 tornadoes every year. These storms end up causing roughly $17 billion damage in property damage each year which is why carrying the proper amount of homeowners insurance is a necessity. Tornadoes can cause life changing damage and if you are uninsured or underinsured you may end […]
Excited about moving in? Call us for renters insurance quotes: 855-463-8553 If you have a child headed off to college this year, it’s time to put together a list of things to pack up before they move out of your house. While packing up their laptops, clothes, desk and other belongings, you should also check […]
This has been a banner year for severe storms and hurricanes and some communities have been hit hard. All of these storms have reminded many homeowners exactly how important it is to protect their home with insurance. Unfortunately, for much of this type of damage, homeowners must be carrying windstorm insurance in addition to homeowners […]
While buying a house can be exciting, it can also be complicated. Once you have found your perfect house, you will need to find financing and then navigate a minefield of inspections and paperwork. One part of the paperwork that can be confusing is closing costs. The offer you make on the home will spell […]