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What is Wedding Insurance?

21 Feb
wedding-insurance

If a wedding is in your near future, you may want to consider a wedding insurance policy. Regardless of whether it is your wedding or a child’s nuptials, unpredictable weather, fires, venue closures and a long list of other issues can end up ruining the magical day, leaving you with some major bills and not […]

It Doesn’t Matter Who Owns the Tree

20 Feb
tree-falls-on-house

Winter often brings heavy snow and strong winds which can damage or even knock down trees. If a tree comes down and damages your house, your homeowners insurance will step up to cover the damage, regardless of whether it was your tree or it came from your neighbor’s yard. A standard homeowners policy will cover […]

What is a Business Owners Insurance Policy?

19 Feb
business-owners-insurance

A business owners insurance policy, which is also known as BOP insurance, is a policy that combines business liability and property insurance in one easy to purchase package. It is a popular coverage with small and medium sized businesses. It can be useful for businesses such as retail stores, contractors, restaurants and even wholesalers.  Just […]

Does Homeowners Insurance Cover Renovation Damage?

04 Dec
home-renovation

Renovating your home can be both thrilling and scary. It’s always fun to dream up a new look for your house and then watch it come into focus as the changes become reality. Renovations are often filled with anxiety, changes to the design and unpleasant surprises behind the walls. They can also come with damage […]

Personal Liability Can Be a Lifesaver: What is it?

10 Sep
personal-liability-life-saver

In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be a dangerous move as personal liability can be a lifesaver in certain situations. If you are shopping for a new homeowners policy, make sure your agent takes the time to […]

What Does Insurance Cover After a Natural Disaster

06 Sep
hurricane-dorian-carolinas

Hurricane Dorian approaching the Carolinas – September 5, 2019 Hurricane Dorian did major damage in the Bahamas and is currently lashing out at the Carolinas. If your home has been damaged or destroyed by Dorian or another major weather event, you probably have questions about just what your homeowners insurance will cover. We are here […]

Should You Buy a House or a Condo?

21 Aug
buying-house-or-condo

If you are in the market for a new home, there are plenty of options available, but two of the most common choices are a single-family house or a condo. There are significant differences between these two types of housing and it’s important to fully understand the differences before putting in an offer.  Here are […]

Are you thinking about buying a second home?

01 Aug
buying-second-home

Thinking about buying a second home?  You are certainly not alone. According to data from the National Association of Home Builders (NAHB), roughly 7.4 million homes were second houses in 2016 which is about 5.6 percent of the total housing stock.  When it comes to second homes, not all states are created equal. Florida is the […]