Homeowners insurance will typically provide coverage for water damage to your home that is caused by leaks in your pipes or other plumbing systems. However, there are certain service lines that are excluded from homeowners coverage and repairing these lines can be very expensive. Service lines can be water, sewer, cable and even power lines […]
Recently, Demotech, a rating agency which rates 40 Florida-based insurance companies, announced that it plans to downgrade 17 Florida-based property insurance companies from an “A” rating to ratings of either “S” for substantial or “M” for moderate, according to the South Florida Sun Sentinel. A rating decrease will raise costs for these insurers which will […]
If you are shopping for a new home and are considering homes that have solar panels installed already, you probably have lots of questions. According to the Solar Energy Industries Association (SEIA), solar currently produces roughly 4 percent of all electricity in the United States. However, the SEIA sees that number growing dramatically, predicting that […]
If your home has recently experienced a fire, flood or burglary, you will want to file a claim with your homeowners insurance company. Once your insurer has approved your claim, you will be sent a claim check (minus your deductible) to repair the damage. Claim checks come in a variety of different ways, it is […]
A standard homeowner policy protects your home, but it is made up of a variety of different parts, each one designed to protect a different section of your home or property. When it comes to the structure of your home, it is the dwelling coverage that steps up to protect your house. Keep reading to […]