A recent survey by the National Pest Management Association (NPMA) found that nearly 100 percent of pest control respondents said they had been called out to at least one bed bug infestation in 2012. Bed bugs can be found just about anywhere that people sleep. The list includes homes, hotels, college dorms, motels and even […]
While saving money is has become a big priority for most people these days, cutting back too much can be an expensive mistake, especially when it comes to home insurance. Shopping your insurance coverage around in order to find a better deal is always a good idea but cutting back or eliminating coverage altogether can […]
There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]
Its almost time for trick or treaters to start ringing doorbells and asking for candy. While you probably have the candy bowl stocked and the decorations up there is one more thing that you want to be aware of before greeting those first ghosts and goblins. Halloween is a time for fun but there can […]
If you are thinking about making a minor claim against your homeowners insurance, you may want to reconsider, especially if you live in Minnesota. According to a recent report by InsuranceQuotes.com, a claim on your homeowners insurance can raise your premium by up to 21 percent depending on what state you call home. The site […]
Florida state regulators recently approved a statewide average increase of 6.3 percent for homeowners who purchase homeowners insurance through the state-backed insurer, Citizens Property Insurance Corp. Citizens Property was created in 2002. Its mission is to provide windstorm and general property insurance for homeowners who were unable to find coverage in the private market. […]
The recent floods in Colorado have brought the subject of flood insurance back into the headlines. Floods can be devastating to both your home and financial situation and they can happen quickly. According to federal flood information, a flash flood can produce a wall of water that is 10 to 20 feet high and just […]
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]