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Home Insurance Rates in 15228

For homeowners shopping online in 15228, our insurance rates are very competitive for homeowners living in Pittsburgh, PA. Many homeowners based out of the great city of Pittsburgh have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 15228, simply click the "Get Multiple Quotes Now" button. Your 15228 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Pittsburgh, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

15228 Home Insurance Rating is: Very Low!

If you live in 15228, you can easily save up to 40% off the average home insurance premium of $676 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Pittsburgh can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 15228 today!

Get Multiple Home Insurance Rates in 15228!

15228 Home Insurance Average Premiums

Local 15228 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 15228 lowest rates with discounts applied on average.

For the 15228, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 15228?

  • • The average homeowners insurance premium paid annually for a home in 15228 is around $676 per year.

What does it cost on average per month for home insurance in 15228?

  • • Homeowners in 15228 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 15228?

  • • Autoowners in 15228 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15228.
Review average rates in another zip code:
15216 homeowners insurance rates
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15222 homeowners insurance rates
15236 homeowners insurance rates
15208 homeowners insurance rates
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15206 homeowners insurance rates
15214 homeowners insurance rates
15217 homeowners insurance rates
15237 homeowners insurance rates

Home Replacement Cost Coverage in 15228

Average Building Cost Per Square Foot in 15228: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15228: 2,252 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15228 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,252 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,252$306,300
Additional Upgrades & Added Features$1702,252$382,875
Major Home Updates or Advancements$2042,252$459,450

It's important to understand that when you estimate your replacement cost of your home in the 15228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15228

Best Home & Auto Insurance Agencies in 15228

Sykes, Greg - State Farm Insurance Agent

Address: 504 Washington Road Pittsburgh, PA 15228
Phone:
Website: http://www.citysearch.com/profile/external/605148282/pittsburgh_pa/sykes_greg_state_farm_insurance_agent.html
Info:

James L Smith Ins Agency

Address: 304 Cochran Rd Pittsburgh, PA 15228
Phone:
Website:
Info:

Allstate Insurance Company - Xinzhu Lin

Address: 2 Oak Way Mount Lebanon, PA 15228
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/662338300/pittsburgh_pa/allstate_insurance_company_xinzhu_lin.html
Info:

Olenn, Stan - State Farm Insurance Agent

Address: 300 Cedar Boulevard Pittsburgh, PA 15228
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266690/pittsburgh_pa/olenn_stan_state_farm_insurance_agent.html
Info:

Kartsonas, Tom - Kartsonas Agency Incorporated

Address: 421 Cochran Road Pittsburgh, PA 15228
Phone:
Website: http://www.kartsonasinsurance.com/
Info:

Housing Demographics for 15228

Population Review for 15228 Zip Code

For the city of Pittsburgh, the population within 15228 has increased to over 18,633 residents in population size. The current population total is 18,110. We have broken down the population based on race below. In 15228, there are over 8773 in male population and 9337 females.

PopulationValues
Total Population18,110
White Population15650
Black Population278
Hispanic Population601
Asian Population897
Hawaiian Population3
Indian Population18
Other Population194
Male Population8773
Female Population9337
Population Estimate18633

Household Data for 15228

The average number of homes in 15228 is around 7,412, there are an average of 2.43 per household. The average house value according to local real estate values is around $306,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,412
Persons Per Household2.43
Average House Value$306,300
Income Per Household$116278
Median Age41.4
Median Age Male40.3
Median Age Female42.6
15228 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses418
Number Of Employees3078
Business First Quarter Payroll27030
Business Annual Payroll132882
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential7668
Delivery Business434
Delivery Total8386
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area3.185000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count0
SFDU5722
MFDU1851
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]