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Homeowners Insurance in 15232

For homeowners living in 15232, you want more affordable home insurance rates in Pittsburgh, right? Our rates are very competitive for homeowners living in the great city of Pittsburgh, PA. Many homeowners living in the 15232 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 15232 should appear in the zip code field ready to go. Comparing Pittsburgh, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

15232 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Pittsburgh pay around $678 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 15232 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Pittsburgh homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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15232 Home Insurance Average Premiums

Local 15232 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 15232 lowest rates with discounts applied on average.

For the 15232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$978 /yr.

What is the average home insurance cost for a home in 15232?

  • • The average homeowners insurance premium paid annually for a home in 15232 is around $678 per year.

What does it cost on average per month for home insurance in 15232?

  • • Homeowners in 15232 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 15232?

  • • Autoowners in 15232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15232.
Review average rates in another zip code:
15202 homeowners insurance rates
15223 homeowners insurance rates
15212 homeowners insurance rates
15227 homeowners insurance rates
15214 homeowners insurance rates
15224 homeowners insurance rates
15208 homeowners insurance rates
15233 homeowners insurance rates
15239 homeowners insurance rates
15243 homeowners insurance rates

Home Replacement Cost Coverage in 15232

Average Building Cost Per Square Foot in 15232: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15232: 3,015 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15232 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,015 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,015$410,100
Additional Upgrades & Added Features$1703,015$512,625
Major Home Updates or Advancements$2043,015$615,150

It's important to understand that when you estimate your replacement cost of your home in the 15232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15232

Best Home & Auto Insurance Agencies in 15232

Housing Demographics for 15232

Population Review for 15232 Zip Code

For the city of Pittsburgh, the population within 15232 has increased to over 11,452 residents in population size. The current population total is 12,042. We have broken down the population based on race below. In 15232, there are over 6004 in male population and 6038 females.

PopulationValues
Total Population12,042
White Population8254
Black Population571
Hispanic Population564
Asian Population2306
Hawaiian Population3
Indian Population17
Other Population171
Male Population6004
Female Population6038
Population Estimate11452

Household Data for 15232

The average number of homes in 15232 is around 6,643, there are an average of 1.66 per household. The average house value according to local real estate values is around $410,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,643
Persons Per Household1.66
Average House Value$410,100
Income Per Household$61938
Median Age28.5
Median Age Male29.1
Median Age Female28.0
15232 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412/878/724
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses352
Number Of Employees8706
Business First Quarter Payroll134199
Business Annual Payroll598427
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential6899
Delivery Business372
Delivery Total7308
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area0.818000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count21
SFDU2549
MFDU4240
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]