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15227 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 15227? Our rates are very competitive for homeowners living in Pittsburgh, PA. Many homeowners based out of your 15227 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15227 should appear in the zip code field ready to go. For Pittsburgh, PA Home Insurance Rate Quotes click to review the best rates and service online!

15227 Average Premium is Rated: Very Low!

Homeowners living in 15227 can easily save up to 40% off the average home insurance premium of $763 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Pittsburgh that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 15227 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 15227!

15227 Home Insurance Average Premiums

Local 15227 homeowners insurance quotes comparison

$513 /yr.

Shows Zip Code: 15227 lowest rates with discounts applied on average.

For the 15227, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$513 /yr.
Average Coverage:$763 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1063 /yr.

What is the average home insurance cost for a home in 15227?

  • • The average homeowners insurance premium paid annually for a home in 15227 is around $763 per year.

What does it cost on average per month for home insurance in 15227?

  • • Homeowners in 15227 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 15227?

  • • Autoowners in 15227 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15227.
Review average rates in another zip code:
15212 homeowners insurance rates
15218 homeowners insurance rates
15222 homeowners insurance rates
15238 homeowners insurance rates
15206 homeowners insurance rates
15234 homeowners insurance rates
15239 homeowners insurance rates
15235 homeowners insurance rates
15216 homeowners insurance rates
15225 homeowners insurance rates

Home Replacement Cost Coverage in 15227

Average Building Cost Per Square Foot in 15227: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15227: 1,017 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15227 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15227 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15227 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,017 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,017$138,300
Additional Upgrades & Added Features$1701,017$172,875
Major Home Updates or Advancements$2041,017$207,450

It's important to understand that when you estimate your replacement cost of your home in the 15227 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15227

Best Home & Auto Insurance Agencies in 15227

ROBERT E FAUST AGENCY

Address: 2827 Brownsville Road Pittsburgh, PA 15227
Phone:
Website: http://www.progressive.com/
Info:

DL Townsend Insurance

Address: 3825 Saw Mill Run Boulevard #1 Pittsburgh, PA 15227
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8623944/pittsburgh_pa/d_l_townsend_insurance.html
Info:

Tennant, Irv - State Farm Insurance Agent

Address: 4232 Brownsville Road Pittsburgh, PA 15227
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266665/pittsburgh_pa/tennant_irv_state_farm_insurance_agent.html
Info:

ML Dear Ins & Fin Svcs Inc - State Farm Insurance Agent

Address: 2632 Brownsville Road Pittsburgh, PA 15227
Phone:
Website: http://www.citysearch.com/profile/external/605142582/pittsburgh_pa/m_l_dear_ins_fin_svcs_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Companies

Address: 4140 Brownsville Rd Pittsburgh, PA 15227
Phone:
Website:
Info:

Housing Demographics for 15227

Population Review for 15227 Zip Code

For the city of Pittsburgh, the population within 15227 has increased to over 30,663 residents in population size. The current population total is 30,036. We have broken down the population based on race below. In 15227, there are over 14651 in male population and 15385 females.

PopulationValues
Total Population30,036
White Population23460
Black Population1813
Hispanic Population703
Asian Population3145
Hawaiian Population8
Indian Population48
Other Population376
Male Population14651
Female Population15385
Population Estimate30663

Household Data for 15227

The average number of homes in 15227 is around 12,771, there are an average of 2.32 per household. The average house value according to local real estate values is around $138,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,771
Persons Per Household2.32
Average House Value$138,300
Income Per Household$64827
Median Age41.1
Median Age Male39.7
Median Age Female42.4
15227 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees4193
Business First Quarter Payroll38675
Business Annual Payroll166159
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential13217
Delivery Business440
Delivery Total13856
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area6.114000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count71
SFDU11317
MFDU1574
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]