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Compare 15209 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Pittsburgh just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,467 neighbors looking to save on their home insurance policy in the local 15209 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15209. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Pittsburgh, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Pittsburgh, PA

15209 Home Insurance Average Premiums

Local 15209 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 15209 lowest rates with discounts applied on average.

For the 15209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 15209?

  • • The average homeowners insurance premium paid annually for a home in 15209 is around $696 per year.

What does it cost on average per month for home insurance in 15209?

  • • Homeowners in 15209 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15209?

  • • Autoowners in 15209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15209.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 15209

Average Building Cost Per Square Foot in 15209: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15209: 1,326 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15209 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,326 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,326$180,400
Additional Upgrades & Added Features$1701,326$225,500
Major Home Updates or Advancements$2041,326$270,600

It's important to understand that when you estimate your replacement cost of your home in the 15209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15209

Best Home & Auto Insurance Agencies in 15209

Eric S Morris Ins Agency Inc - State Farm Insurance Agent

Address: 2015 Babcock Boulevard Pittsburgh, PA 15209
Phone:
Website: http://www.national.citysearch.com/profile/external/8606256/pittsburgh_pa/eric_s_morris_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 15209

Population Review for 15209 Zip Code

For the city of Pittsburgh, the population within 15209 has increased to over 12,324 residents in population size. The current population total is 12,044. We have broken down the population based on race below. In 15209, there are over 5949 in male population and 6095 females.

PopulationValues
Total Population12,044
White Population11041
Black Population230
Hispanic Population264
Asian Population129
Hawaiian Population0
Indian Population22
Other Population83
Male Population5949
Female Population6095
Population Estimate12324

Household Data for 15209

The average number of homes in 15209 is around 5,467, there are an average of 2.20 per household. The average house value according to local real estate values is around $180,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,467
Persons Per Household2.20
Average House Value$180,400
Income Per Household$67267
Median Age42.7
Median Age Male40.1
Median Age Female45.0
15209 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412/724
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses236
Number Of Employees1754
Business First Quarter Payroll19317
Business Annual Payroll77738
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential5602
Delivery Business272
Delivery Total5986
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area4.819000
Water Area0.129000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count32
SFDU5185
MFDU289
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]