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15212, PA Homeowners Insurance Rates

With a population size of 27,016 and with 13,318 occupied homes in the 15212 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Pittsburgh, PA are around $720 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Pittsburgh, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Pittsburgh, PA.

For Pennsylvania home insurance information, including average Pittsburgh home insurance rates, coverage options or the different homeowners insurance types, please select Pittsburgh, PA Home Insurance Quotes Now!

15212 Home Insurance Average Premiums

Local 15212 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 15212 lowest rates with discounts applied on average.

For the 15212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 15212?

  • • The average homeowners insurance premium paid annually for a home in 15212 is around $720 per year.

What does it cost on average per month for home insurance in 15212?

  • • Homeowners in 15212 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15212?

  • • Autoowners in 15212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15212.
Review average rates in another zip code:
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15211 homeowners insurance rates

Home Replacement Cost Coverage in 15212

Average Building Cost Per Square Foot in 15212: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15212: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15212 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136873$118,700
Additional Upgrades & Added Features$170873$148,375
Major Home Updates or Advancements$204873$178,050

It's important to understand that when you estimate your replacement cost of your home in the 15212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15212

Best Home & Auto Insurance Agencies in 15212

Ace Cash Express

Address: 1922 Spring Garden Avenue Pittsburgh, PA 15212
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/37965578/pittsburgh_pa/ace_cash_express.html
Info:

Housing Demographics for 15212

Population Review for 15212 Zip Code

For the city of Pittsburgh, the population within 15212 has increased to over 28,314 residents in population size. The current population total is 27,016. We have broken down the population based on race below. In 15212, there are over 13356 in male population and 13660 females.

PopulationValues
Total Population27,016
White Population16979
Black Population7442
Hispanic Population803
Asian Population596
Hawaiian Population8
Indian Population57
Other Population343
Male Population13356
Female Population13660
Population Estimate28314

Household Data for 15212

The average number of homes in 15212 is around 13,318, there are an average of 2.00 per household. The average house value according to local real estate values is around $118,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,318
Persons Per Household2.00
Average House Value$118,700
Income Per Household$53882
Median Age37.8
Median Age Male36.9
Median Age Female38.7
15212 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses760
Number Of Employees26521
Business First Quarter Payroll675355
Business Annual Payroll2621054
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential14157
Delivery Business828
Delivery Total15108
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area5.797000
Water Area0.159000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count98
SFDU10636
MFDU3256
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]