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02199 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 02199? Our rates are very competitive for homeowners living in Boston, MA. Many homeowners based out of your 02199 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02199 should appear in the zip code field ready to go. For Boston, MA Home Insurance Rate Quotes click to review the best rates and service online!

02199 Average Premium is Rated: Very High!

Homeowners living in 02199 can easily save up to 40% off the average home insurance premium of $1107 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Boston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 02199 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 02199!

02199 Home Insurance Average Premiums

Local 02199 homeowners insurance quotes comparison

$857 /yr.

Shows Zip Code: 02199 lowest rates with discounts applied on average.

For the 02199, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$857 /yr.
Average Coverage:$1107 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1407 /yr.

What is the average home insurance cost for a home in 02199?

  • • The average homeowners insurance premium paid annually for a home in 02199 is around $1107 per year.

What does it cost on average per month for home insurance in 02199?

  • • Homeowners in 02199 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 02199?

  • • Autoowners in 02199 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 02199.
Review average rates in another zip code:
02109 homeowners insurance rates
02114 homeowners insurance rates
02113 homeowners insurance rates
02115 homeowners insurance rates
02163 homeowners insurance rates
02210 homeowners insurance rates
02108 homeowners insurance rates
02118 homeowners insurance rates
02111 homeowners insurance rates
02110 homeowners insurance rates

Home Replacement Cost Coverage in 02199

Average Building Cost Per Square Foot in 02199: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02199: 7,380 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02199 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02199 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02199 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 7,380 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2717,380$2,000,000
Additional Upgrades & Added Features$3397,380$2,500,000
Major Home Updates or Advancements$4077,380$3,000,000

It's important to understand that when you estimate your replacement cost of your home in the 02199 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02199

Best Home & Auto Insurance Agencies in 02199

Housing Demographics for 02199

Population Review for 02199 Zip Code

For the city of Boston, the population within 02199 has increased to over 1,516 residents in population size. The current population total is 1,574. We have broken down the population based on race below. In 02199, there are over 736 in male population and 838 females.

PopulationValues
Total Population1,574
White Population1168
Black Population32
Hispanic Population82
Asian Population257
Hawaiian Population0
Indian Population0
Other Population24
Male Population736
Female Population838
Population Estimate1516

Household Data for 02199

The average number of homes in 02199 is around 955, there are an average of 1.65 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode955
Persons Per Household1.65
Average House Value$2,000,000
Income Per Household$106182
Median Age39.7
Median Age Male38.9
Median Age Female41.0
02199 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code617/781/857/978/508/339
CityBoston
City Alias NameBOSTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses281
Number Of Employees18644
Business First Quarter Payroll1067053
Business Annual Payroll3526531
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District07
Congressional LandArea62.67
Delivery Residential919
Delivery Business205
Delivery Total1463
Preferred Last Line KeyV21508
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21508
Land Area0.057000
Water Area0.000000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count202
SFDU1
MFDU918
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

Massachusetts Homeowners Insurance News & Information

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  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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