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Home Insurance Rates in 02210

For homeowners shopping online in 02210, our insurance rates are very competitive for homeowners living in Boston, MA. Many homeowners based out of the great city of Boston have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 02210, simply click the "Get Multiple Quotes Now" button. Your 02210 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Boston, MA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

02210 Home Insurance Rating is: Very High!

If you live in 02210, you can easily save up to 40% off the average home insurance premium of $1342 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Boston can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 02210 today!

Get Multiple Home Insurance Rates in 02210!

02210 Home Insurance Average Premiums

Local 02210 homeowners insurance quotes comparison

$1092 /yr.

Shows Zip Code: 02210 lowest rates with discounts applied on average.

For the 02210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1092 /yr.
Average Coverage:$1342 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1642 /yr.

What is the average home insurance cost for a home in 02210?

  • • The average homeowners insurance premium paid annually for a home in 02210 is around $1342 per year.

What does it cost on average per month for home insurance in 02210?

  • • Homeowners in 02210 pay a monthly average cost per month around $112.00.

What kind of discount could I get if I combine my home and auto insurance together in 02210?

  • • Autoowners in 02210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Boston, check out other zip codes nearby 02210.
To review average rates in another zip code, click on a zip code below:
02111  |  02109  |  02114  |  02215  |  02113  |  02118  |  02116  |  02199  |  02110  |  02108  | 

Home Replacement Cost Coverage in 02210

Average Building Cost Per Square Foot in 02210: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02210: 3,579 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02210 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,579 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2713,579$969,800
Additional Upgrades & Added Features$3393,579$1,212,250
Major Home Updates or Advancements$4073,579$1,454,700

It's important to understand that when you estimate your replacement cost of your home in the 02210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02210

Best Home & Auto Insurance Agencies in 02210

O'Connell Insurance Group Incorporated

Address: 451 D St, Ste 101 Boston, MA 02210
Phone:
Website: http://www.oiginc.com/
Info:

Housing Demographics for 02210

Population Review for 02210 Zip Code

For the city of Boston, the population within 02210 has increased to over 6,242 residents in population size. The current population total is 5,808. We have broken down the population based on race below. In 02210, there are over 2967 in male population and 2841 females.

PopulationValues
Total Population5,808
White Population4581
Black Population181
Hispanic Population319
Asian Population500
Hawaiian Population1
Indian Population4
Other Population150
Male Population2967
Female Population2841
Population Estimate6242

Household Data for 02210

The average number of homes in 02210 is around 3,784, there are an average of 1.53 per household. The average house value according to local real estate values is around $969,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,784
Persons Per Household1.53
Average House Value$969,800
Income Per Household$160000
Median Age33.9
Median Age Male34.3
Median Age Female33.6
02210 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code781/617/774/857/978
CityBoston
City Alias NameBOSTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1098
Number Of Employees59425
Business First Quarter Payroll2750912
Business Annual Payroll9849053
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District07|08
Congressional LandArea62.67|326.37
Delivery Residential4080
Delivery Business1143
Delivery Total5148
Preferred Last Line KeyV21508
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21508
Land Area0.923000
Water Area0.506000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count0
SFDU4
MFDU4076
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

Massachusetts Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]