02110 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 02110? There are over 1,563 occupied homes in the 02110 area. With a population size of 2,921, it's not uncommon for residence of Boston, MA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Massachusetts is around $1,264 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 02110 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Boston, MA Home Insurance Rate Quotes

02110 Home Insurance Average Premiums

Local 02110 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 02110 lowest rates with discounts applied on average.

For the 02110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1014 /yr.
Average Coverage:	$1264 /yr.
2600 sq. ft. or higher (all discounts applied)	$1564 /yr.

What is the average home insurance cost for a home in 02110?

• The average homeowners insurance premium paid annually for a home in 02110 is around $1264 per year.

What does it cost on average per month for home insurance in 02110?

• Homeowners in 02110 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 02110?

• Autoowners in 02110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 02110.
Review average rates in another zip code:
02111 homeowners insurance rates
02114 homeowners insurance rates
02110 homeowners insurance rates
02215 homeowners insurance rates
02108 homeowners insurance rates
02163 homeowners insurance rates
02116 homeowners insurance rates
02115 homeowners insurance rates
02109 homeowners insurance rates
02113 homeowners insurance rates

Home Replacement Cost Coverage in 02110

Average Building Cost Per Square Foot in 02110: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02110: 4,215 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02110 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,215 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$271	4,215	$1,142,200
Additional Upgrades & Added Features	$339	4,215	$1,427,750
Major Home Updates or Advancements	$407	4,215	$1,713,300

Calculate Your Dwelling Coverage in 02110

It's important to understand that when you estimate your replacement cost of your home in the 02110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02110

State Fund Insurance

Address: 100 Summer Street Suite 1601 Boston, MA 02110
Phone: (617)956-9999
Website: www.statefundinsurance.com

Acordia

Address: 125 Summer St # FL-16 Boston, MA 02110
Phone: (617)330-1005
Website:

International Ins Group

Address: 125 Broad St Fl 4 Boston, MA 02110
Phone: (617)951-3939
Website: www.iig.bz

Sheppard Riley Coughlin

Address: 150 Federal St Ste 1100 Boston, MA 02110
Phone: (617)772-9000
Website:

Best Home & Auto Insurance Agencies in 02110

Ruby, Mark - Markruby Attorney

Address: 77 Franklin St Boston, MA 02110
Phone:
Website: http://www.markrubylaw.com/
Info:

Liberty Mutual Group

Address: 141 Congress St Boston, MA 02110
Phone:
Website: http://www.libertymutual.com/lm/kristengryglik
Info:

Safety Insurance Group Incorporated

Address: 20 Custom House St Boston, MA 02110
Phone:
Website: http://www.boston.citysearch.com/profile/external/4721793/boston_ma/safety_insurance_group_inc.html
Info:

State Fund Insurance- Massachusett's Best

Address: 99 High St Boston, MA 02110
Phone:
Website:
Info:

Robert S Clark Insurance Incorporated

Address: 145 Pearl St, Ste 2 Boston, MA 02110
Phone:
Website: http://www.boston.citysearch.com/profile/4721779/boston_ma/robert_s_clark_insurance_inc.html
Info:

Housing Demographics for 02110

Population Review for 02110 Zip Code

For the city of Boston, the population within 02110 has increased to over 3,751 residents in population size. The current population total is 2,921. We have broken down the population based on race below. In 02110, there are over 1468 in male population and 1453 females.

Population	Values
Total Population	2,921
White Population	2275
Black Population	37
Hispanic Population	132
Asian Population	405
Hawaiian Population	3
Indian Population	1
Other Population	39
Male Population	1468
Female Population	1453
Population Estimate	3751

Household Data for 02110

The average number of homes in 02110 is around 1,563, there are an average of 1.85 per household. The average house value according to local real estate values is around $1,142,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	1,563
Persons Per Household	1.85
Average House Value	$1,142,200
Income Per Household	$123942
Median Age	49.3
Median Age Male	49.2
Median Age Female	49.5

02110 Details	Values
State	MA
State Full Name	Massachusetts
City Type	P
City Alias Abbreviation
Area Code	617/857/781/978/508/774
City	Boston
City Alias Name	BOSTON
County	Suffolk
County FIPS	025
State FIPS	25
Time Zone	5
Day Light Saving	Y
MSA	1122
PMSA	1120
CSA	148
CBSA	14460
CBSA_DIV	14454
CBSA_Type	Metro
CBSA_Name	Boston-Cambridge-Newton, MA-NH
MSA_Name	Boston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_Name	Boston, MA-NH PMSA
Region	Northeast
Division	New England
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1917
Number Of Employees	56958
Business First Quarter Payroll	3522869
Business Annual Payroll	11818503
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	4552402
CBSA Division Population	1887792
Congressional District	07\|08
Congressional LandArea	62.67\|326.37
Delivery Residential	2028
Delivery Business	1989
Delivery Total	3774
Preferred Last Line Key	V21508
Classification Code
Multi-County
CSA Name	Boston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name	Boston, MA
City State Key	V21508
Land Area	0.179000
Water Area	0.094000
City Alias Code
City Mixed Case	Boston
City Alias Mixed Case	Boston
Box Count	0
SFDU	13
MFDU	2015
State ANSI	25
County ANSI	025
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	240799
Unique ZIP Name
SSA State County Code	22160
Medicare CBSA Code	14454
Medicare CBSA Name	Boston, MA
Medicare CBSA Type	Metro
Market Rating Area ID	0
County Mixed Case	Suffolk

Massachusetts Homeowners Insurance News & Information

Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

Home Insurance Quotes in 02110!