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Homeowners Insurance in 02215

In Boston, MA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 02215 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Massachusetts licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 02215 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 02215 should appear in the zip code field ready to go.

02215 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Massachusetts, you are going to see rates around the average home insurance premium per year of $1233. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Boston home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 02215 Home Insurance Rates Now!

Best 3 Options to Compare in 02215

If you want homeowners insurance quotes within the city of Boston or in the 02215 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Boston, MA.

02215 Home Insurance Average Premiums

Local 02215 homeowners insurance quotes comparison

$983 /yr.

Shows Zip Code: 02215 lowest rates with discounts applied on average.

For the 02215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$983 /yr.
Average Coverage:$1233 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1533 /yr.

What is the average home insurance cost for a home in 02215?

  • • The average homeowners insurance premium paid annually for a home in 02215 is around $1233 per year.

What does it cost on average per month for home insurance in 02215?

  • • Homeowners in 02215 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 02215?

  • • Autoowners in 02215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 02215.
Review average rates in another zip code:
02113 homeowners insurance rates
02115 homeowners insurance rates
02114 homeowners insurance rates
02111 homeowners insurance rates
02108 homeowners insurance rates
02109 homeowners insurance rates
02110 homeowners insurance rates
02215 homeowners insurance rates
02116 homeowners insurance rates
02118 homeowners insurance rates

Home Replacement Cost Coverage in 02215

Average Building Cost Per Square Foot in 02215: $271

Location: Boston, Massachusetts (Suffolk County)

Average Square Footage in 02215: 1,826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 02215 before you start any project. Boston homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 02215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,826 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2711,826$494,900
Additional Upgrades & Added Features$3391,826$618,625
Major Home Updates or Advancements$4071,826$742,350

It's important to understand that when you estimate your replacement cost of your home in the 02215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 02215

Best Home & Auto Insurance Agencies in 02215

Blue Cross and Blue Shield of Massachusetts - Corporate Office

Address: 401 Park Dr Boston, MA 02215
Phone:
Website:
Info:

Ziskend Brothers Inc

Address: 843 Beacon St Boston, MA 02215
Phone:
Website:
Info:

Housing Demographics for 02215

Population Review for 02215 Zip Code

For the city of Boston, the population within 02215 has increased to over 17,533 residents in population size. The current population total is 26,926. We have broken down the population based on race below. In 02215, there are over 11728 in male population and 15198 females.

PopulationValues
Total Population26,926
White Population15365
Black Population1478
Hispanic Population2610
Asian Population7145
Hawaiian Population29
Indian Population50
Other Population1065
Male Population11728
Female Population15198
Population Estimate17533

Household Data for 02215

The average number of homes in 02215 is around 9,315, there are an average of 1.63 per household. The average house value according to local real estate values is around $494,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,315
Persons Per Household1.63
Average House Value$494,900
Income Per Household$58466
Median Age24.4
Median Age Male25.5
Median Age Female23.5
02215 DetailsValues
StateMA
State Full NameMassachusetts
City TypeP
City Alias Abbreviation
Area Code617/857
CityBoston
City Alias NameBOSTON
CountySuffolk
County FIPS025
State FIPS25
Time Zone5
Day Light SavingY
MSA1122
PMSA1120
CSA148
CBSA14460
CBSA_DIV14454
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameBoston, MA-NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses540
Number Of Employees51174
Business First Quarter Payroll957585
Business Annual Payroll4156938
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population1887792
Congressional District04|07
Congressional LandArea668.27|62.67
Delivery Residential10757
Delivery Business753
Delivery Total11570
Preferred Last Line KeyV21508
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameBoston, MA
City State KeyV21508
Land Area0.884000
Water Area0.129000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count86
SFDU163
MFDU10452
State ANSI25
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number240799
Unique ZIP Name
SSA State County Code22160
Medicare CBSA Code14454
Medicare CBSA NameBoston, MA
Medicare CBSA TypeMetro
Market Rating Area ID0
County Mixed CaseSuffolk

Massachusetts Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]