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Compare 66604 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Topeka just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,394 neighbors looking to save on their home insurance policy in the local 66604 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 66604. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kansas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Topeka, KS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Topeka, KS

66604 Home Insurance Average Premiums

Local 66604 homeowners insurance quotes comparison

$829 /yr.

Shows Zip Code: 66604 lowest rates with discounts applied on average.

For the 66604, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$829 /yr.
Average Coverage:$1079 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1379 /yr.

What is the average home insurance cost for a home in 66604?

  • • The average homeowners insurance premium paid annually for a home in 66604 is around $1079 per year.

What does it cost on average per month for home insurance in 66604?

  • • Homeowners in 66604 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66604?

  • • Autoowners in 66604 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66604.
Review average rates in another zip code:
66610 homeowners insurance rates
66621 homeowners insurance rates
66605 homeowners insurance rates
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66614 homeowners insurance rates
66607 homeowners insurance rates
66615 homeowners insurance rates
66609 homeowners insurance rates
66604 homeowners insurance rates
66606 homeowners insurance rates

Home Replacement Cost Coverage in 66604

Average Building Cost Per Square Foot in 66604: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66604: 799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66604 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66604 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66604 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 799 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126799$100,700
Additional Upgrades & Added Features$158799$125,875
Major Home Updates or Advancements$189799$151,050

It's important to understand that when you estimate your replacement cost of your home in the 66604 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66604

State Farm

Address: 1100 Southwest Wanamaker Road Suite 14 Topeka, KS 66604
Phone: (785)272-4820
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 66604

American Family Insurance - Roger D Hood

Address: 1920 SW Westport Dr, Ste 102 Topeka, KS 66604
Phone:
Website: http://www.insurance-agency.amfam.com/KS/roger-d-hood/default.aspx?sourceid=yp3
Info:

Allstate Insurance Company - George Bernheimer

Address: 2611 SW 21st St Topeka, KS 66604
Phone:
Website: http://www.allstateagencies.com/089862?cid=OTC-YP.com-IYP&att=TL
Info:

Jones, Ruth Ann - Shelter Insurance

Address: 1701 SW Fairlawn Rd Topeka, KS 66604
Phone:
Website: http://www.shelterinsurance.com/CA/agent/RUTHANNJONES
Info:

Hines- David - State Farm Insurance Agent

Address: 1505 SW Fairlawn Rd Topeka, KS 66604
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance- Jean Garinger

Address: 1025 SW Gage Blvd, #A Topeka, KS 66604
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 66604

Population Review for 66604 Zip Code

For the city of Topeka, the population within 66604 has increased to over 23,457 residents in population size. The current population total is 22,933. We have broken down the population based on race below. In 66604, there are over 10953 in male population and 11980 females.

PopulationValues
Total Population22,933
White Population16940
Black Population2037
Hispanic Population2851
Asian Population235
Hawaiian Population40
Indian Population258
Other Population961
Male Population10953
Female Population11980
Population Estimate23457

Household Data for 66604

The average number of homes in 66604 is around 10,394, there are an average of 2.16 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,394
Persons Per Household2.16
Average House Value$100,700
Income Per Household$54102
Median Age38.3
Median Age Male36.5
Median Age Female40.1
66604 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses683
Number Of Employees16020
Business First Quarter Payroll186991
Business Annual Payroll734870
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential10860
Delivery Business782
Delivery Total12120
Preferred Last Line KeyW21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area6.759000
Water Area0.006000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count283
SFDU8238
MFDU1345
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]