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66610 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 66610 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Topeka, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 66610.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 66610 and start shopping.

Quickly and Easily Compare Average Rates for 66610

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Topeka, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 66610

Homeowners in Topeka are paying roughly $1090 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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66610 Home Insurance Average Premiums

Local 66610 homeowners insurance quotes comparison

$840 /yr.

Shows Zip Code: 66610 lowest rates with discounts applied on average.

For the 66610, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$840 /yr.
Average Coverage:$1090 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1390 /yr.

What is the average home insurance cost for a home in 66610?

  • • The average homeowners insurance premium paid annually for a home in 66610 is around $1090 per year.

What does it cost on average per month for home insurance in 66610?

  • • Homeowners in 66610 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66610?

  • • Autoowners in 66610 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66610.
Review average rates in another zip code:
66614 homeowners insurance rates
66615 homeowners insurance rates
66612 homeowners insurance rates
66609 homeowners insurance rates
66616 homeowners insurance rates
66605 homeowners insurance rates
66619 homeowners insurance rates
66618 homeowners insurance rates
66611 homeowners insurance rates
66621 homeowners insurance rates

Home Replacement Cost Coverage in 66610

Average Building Cost Per Square Foot in 66610: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66610: 2,077 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66610 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66610 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66610 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,077 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,077$261,700
Additional Upgrades & Added Features$1582,077$327,125
Major Home Updates or Advancements$1892,077$392,550

It's important to understand that when you estimate your replacement cost of your home in the 66610 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66610

Farm Bureau Financial Services - Sean Flowers

Address: 3801 SW Wanamaker Rd Topeka, KS 66610
Phone: (785)478-3090
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66610

Patricia Hamilton - Farm Bureau Financial Services

Address: 3801 SW Wanamaker Rd Topeka, KS 66610
Phone:
Website: http://www.patriciahamilton.fbfs.com/
Info:

Hafner- Judy L - State Farm Insurance Agent

Address: 3745 SW Wanamaker Rd Topeka, KS 66610
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 66610

Population Review for 66610 Zip Code

For the city of Topeka, the population within 66610 has increased to over 10,838 residents in population size. The current population total is 10,414. We have broken down the population based on race below. In 66610, there are over 5103 in male population and 5311 females.

PopulationValues
Total Population10,414
White Population8764
Black Population334
Hispanic Population635
Asian Population285
Hawaiian Population2
Indian Population81
Other Population141
Male Population5103
Female Population5311
Population Estimate10838

Household Data for 66610

The average number of homes in 66610 is around 3,767, there are an average of 2.76 per household. The average house value according to local real estate values is around $261,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,767
Persons Per Household2.76
Average House Value$261,700
Income Per Household$106691
Median Age45.6
Median Age Male44.5
Median Age Female46.3
66610 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses102
Number Of Employees721
Business First Quarter Payroll6344
Business Annual Payroll37321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential3927
Delivery Business26
Delivery Total4843
Preferred Last Line KeyW21615
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area44.088000
Water Area0.545000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count0
SFDU3834
MFDU0
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]