Get multiple home insurance quotes in 66612. Our licensed 66612, KS agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 66612

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 66612, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Topeka, KS from a list of top tier nationwide insurers.

Our Kansas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 66612 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 66612

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Topeka, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

66612 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Topeka we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 66612, homeowners are seeing rates around 1115 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 66612!

66612 Home Insurance Average Premiums

Local 66612 homeowners insurance quotes comparison

$865 /yr.

Shows Zip Code: 66612 lowest rates with discounts applied on average.

For the 66612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$865 /yr.
Average Coverage:$1115 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1415 /yr.

What is the average home insurance cost for a home in 66612?

  • • The average homeowners insurance premium paid annually for a home in 66612 is around $1115 per year.

What does it cost on average per month for home insurance in 66612?

  • • Homeowners in 66612 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66612?

  • • Autoowners in 66612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66612.
Review average rates in another zip code:
66618 homeowners insurance rates
66611 homeowners insurance rates
66616 homeowners insurance rates
66607 homeowners insurance rates
66614 homeowners insurance rates
66603 homeowners insurance rates
66609 homeowners insurance rates
66617 homeowners insurance rates
66604 homeowners insurance rates
66606 homeowners insurance rates

Home Replacement Cost Coverage in 66612

Average Building Cost Per Square Foot in 66612: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66612: 354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66612 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 354 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126354$44,600
Additional Upgrades & Added Features$158354$55,750
Major Home Updates or Advancements$189354$66,900

It's important to understand that when you estimate your replacement cost of your home in the 66612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66612

Kansas Mutual Insurance CO

Address: 1435 Southwest Topeka Boulevard Topeka, KS 66612
Phone: (785)354-1075
Website: www.kansasmutual.net

Best Home & Auto Insurance Agencies in 66612

Kansas Blue Cross Blue Shield Credit Union

Address: 1010 SW Tyler St Topeka, KS 66612
Phone:
Website:
Info:

Insurance Management

Address: 1631 SW Topeka Blvd Topeka, KS 66612
Phone:
Website:
Info:

Housing Demographics for 66612

Population Review for 66612 Zip Code

For the city of Topeka, the population within 66612 has increased to over 2,292 residents in population size. The current population total is 2,097. We have broken down the population based on race below. In 66612, there are over 1022 in male population and 1075 females.

PopulationValues
Total Population2,097
White Population1038
Black Population509
Hispanic Population426
Asian Population21
Hawaiian Population8
Indian Population45
Other Population181
Male Population1022
Female Population1075
Population Estimate2292

Household Data for 66612

The average number of homes in 66612 is around 1,159, there are an average of 1.79 per household. The average house value according to local real estate values is around $44,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,159
Persons Per Household1.79
Average House Value$44,600
Income Per Household$21671
Median Age42.2
Median Age Male43.5
Median Age Female40.4
66612 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses210
Number Of Employees2792
Business First Quarter Payroll54298
Business Annual Payroll191635
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential1281
Delivery Business323
Delivery Total1760
Preferred Last Line KeyW21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area1.065000
Water Area0.000000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count0
SFDU497
MFDU757
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]