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Quickly Revew Homeowners Insurance in 66615

If you own a home in Topeka, KS you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 66615 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Kansas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 66615 and start comparing rates now.

66615 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 66615 is $1158 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 66615 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Topeka, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

66615 Home Insurance Average Premiums

Local 66615 homeowners insurance quotes comparison

$908 /yr.

Shows Zip Code: 66615 lowest rates with discounts applied on average.

For the 66615, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$908 /yr.
Average Coverage:$1158 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1458 /yr.

What is the average home insurance cost for a home in 66615?

  • • The average homeowners insurance premium paid annually for a home in 66615 is around $1158 per year.

What does it cost on average per month for home insurance in 66615?

  • • Homeowners in 66615 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 66615?

  • • Autoowners in 66615 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66615.
Review average rates in another zip code:
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66608 homeowners insurance rates
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66621 homeowners insurance rates
66609 homeowners insurance rates
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66611 homeowners insurance rates
66615 homeowners insurance rates
66617 homeowners insurance rates

Home Replacement Cost Coverage in 66615

Average Building Cost Per Square Foot in 66615: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66615: 1,929 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66615 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66615 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66615 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,929 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,929$243,100
Additional Upgrades & Added Features$1581,929$303,875
Major Home Updates or Advancements$1891,929$364,650

It's important to understand that when you estimate your replacement cost of your home in the 66615 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66615

Best Home & Auto Insurance Agencies in 66615

Hafner Insurance and Financial Services, Inc Judy

Address: 2025 SW Urish Rd, Ste 102 Topeka, KS 66615
Phone:
Website: http://www.judyhafner.com/
Info:

Housing Demographics for 66615

Population Review for 66615 Zip Code

For the city of Topeka, the population within 66615 has increased to over 3,573 residents in population size. The current population total is 3,500. We have broken down the population based on race below. In 66615, there are over 1731 in male population and 1769 females.

PopulationValues
Total Population3,500
White Population2865
Black Population113
Hispanic Population215
Asian Population212
Hawaiian Population1
Indian Population22
Other Population37
Male Population1731
Female Population1769
Population Estimate3573

Household Data for 66615

The average number of homes in 66615 is around 1,512, there are an average of 2.25 per household. The average house value according to local real estate values is around $243,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,512
Persons Per Household2.25
Average House Value$243,100
Income Per Household$88705
Median Age44.4
Median Age Male43.1
Median Age Female46.3
66615 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses142
Number Of Employees2033
Business First Quarter Payroll22191
Business Annual Payroll92867
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential1588
Delivery Business121
Delivery Total4950
Preferred Last Line KeyW21615
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area44.930000
Water Area1.576000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count0
SFDU1106
MFDU411
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]