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33462 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 33462 zip code it's important to know that our rates are very competitive for homeowners living in Lake Worth, FL. Many homeowners based out of your 33462 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33462 should appear in the zip code field ready to go. For Lake Worth, FL Homeowners Insurance Quotes nearby, we offer the best rates and service.

33462: Average Home Insurance Rates

For homeowners living in the great city of Lake Worth, the average homeowners policy is considered very high in comparison to other states. Florida premiums are estimated to be around $1583 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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33462 Home Insurance Average Premiums

Local 33462 homeowners insurance quotes comparison

$1333 /yr.

Shows Zip Code: 33462 lowest rates with discounts applied on average.

For the 33462, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1333 /yr.
Average Coverage:$1583 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1883 /yr.

What is the average home insurance cost for a home in 33462?

  • • The average homeowners insurance premium paid annually for a home in 33462 is around $1583 per year.

What does it cost on average per month for home insurance in 33462?

  • • Homeowners in 33462 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 33462?

  • • Autoowners in 33462 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Worth area, check out other zip codes nearby 33462.
Review average rates in another zip code:
33449 homeowners insurance rates
33467 homeowners insurance rates
33463 homeowners insurance rates
33462 homeowners insurance rates
33461 homeowners insurance rates

Home Replacement Cost Coverage in 33462

Average Building Cost Per Square Foot in 33462: $167

Location: Lake Worth, Florida (Palm Beach County)

Average Square Footage in 33462: 1,507 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33462 before you start any project. Lake Worth homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33462 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33462 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,507 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Worth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,507$251,700
Additional Upgrades & Added Features$2091,507$314,625
Major Home Updates or Advancements$2511,507$377,550

It's important to understand that when you estimate your replacement cost of your home in the 33462 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33462

Arden Real Estate Associates

Address: 525 Lantana Road Lantana, FL 33462
Phone: (561)582-4101
Website:

Best Home & Auto Insurance Agencies in 33462

Action Insurance Group Inc

Address: 1056 Hypoluxo Rd Lantana, FL 33462
Phone:
Website:
Info:

B and B Insurance Agency Incorporated

Address: 412 N Dixie Hwy Lantana, FL 33462
Phone:
Website: http://www.bbinsure.com/
Info:

Allstate Insurance Company - Charlotte Hooks

Address: 3960 Hypoluxo Rd Boynton Beach, FL 33462
Phone:
Website: http://www.allstateagencies.com/039996?cid=OTC-YP.com-IYP&att=TL
Info:

Arden Real Estate Associates

Address: 525 Lantana Rd Lantana, FL 33462
Phone:
Website:
Info:

PMH Insurance & Financial Services, Incorporated

Address: 801 Northpoint Pky, Ste 30 West Palm Beach, FL 33462
Phone:
Website: http://www.pmhinsurance.com/
Info:

Housing Demographics for 33462

Population Review for 33462 Zip Code

For the city of Lake Worth, the population within 33462 has increased to over 37,259 residents in population size. The current population total is 33,982. We have broken down the population based on race below. In 33462, there are over 16501 in male population and 17481 females.

PopulationValues
Total Population33,982
White Population18062
Black Population7001
Hispanic Population9371
Asian Population714
Hawaiian Population16
Indian Population244
Other Population3553
Male Population16501
Female Population17481
Population Estimate37259

Household Data for 33462

The average number of homes in 33462 is around 13,453, there are an average of 2.48 per household. The average house value according to local real estate values is around $251,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,453
Persons Per Household2.48
Average House Value$251,700
Income Per Household$59868
Median Age43.3
Median Age Male41.6
Median Age Female45.0
33462 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityLake Worth
City Alias NameLAKE WORTH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses996
Number Of Employees10637
Business First Quarter Payroll118051
Business Annual Payroll503415
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential15024
Delivery Business791
Delivery Total19679
Preferred Last Line KeyY22225
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY22225
Land Area8.557000
Water Area2.351000
City Alias Code
City Mixed CaseLake Worth
City Alias Mixed CaseLake Worth
Box Count0
SFDU8421
MFDU5422
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115025
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]