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Home Insurance in 33461

If your primary reason for shopping for homeowners insurance in the 33461 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Lake Worth, FL. Many homeowners that live in the 33461 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 33461 zip code should already appear in the zip code field ready to go. For Lake Worth, FL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 33461

Homeowners living in the city of Lake Worth are paying on average around $1649 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 33461 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Florida home insurance premiums have been recently ranked 1 in the country in terms of the annual cost of premiums. Because premiums in 33461 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 33461 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Lake Worth. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

33461 Home Insurance Average Premiums

Local 33461 homeowners insurance quotes comparison

$1399 /yr.

Shows Zip Code: 33461 lowest rates with discounts applied on average.

For the 33461, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1399 /yr.
Average Coverage:$1649 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1949 /yr.

What is the average home insurance cost for a home in 33461?

  • • The average homeowners insurance premium paid annually for a home in 33461 is around $1649 per year.

What does it cost on average per month for home insurance in 33461?

  • • Homeowners in 33461 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 33461?

  • • Autoowners in 33461 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Worth area, check out other zip codes nearby 33461.
Review average rates in another zip code:
33461 homeowners insurance rates
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33449 homeowners insurance rates

Home Replacement Cost Coverage in 33461

Average Building Cost Per Square Foot in 33461: $167

Location: Lake Worth, Florida (Palm Beach County)

Average Square Footage in 33461: 1,157 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33461 before you start any project. Lake Worth homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33461 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33461 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,157 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Worth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,157$193,300
Additional Upgrades & Added Features$2091,157$241,625
Major Home Updates or Advancements$2511,157$289,950

It's important to understand that when you estimate your replacement cost of your home in the 33461 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33461

All-County Insurance

Address: 3085 Lake Worth Road Lake Worth, FL 33461
Phone: (561)968-2555
Website:

Best Home & Auto Insurance Agencies in 33461

Roca, Paul - State Farm Insurance-Paul Roca Insurance

Address: 4163 S Congress Ave Lake Worth, FL 33461
Phone:
Website: http://www.paulroca.com/
Info:

All Cars Insurance

Address: 3958 Lake Worth Rd Lake Worth, FL 33461
Phone:
Website: http://www.allcarsinsurance.com
Info:

All-County Insurance

Address: 3085 Lake Worth Rd Lake Worth, FL 33461
Phone:
Website:
Info:

Ryan, Cathy Agent - Ryan Insurance Group

Address: 2911 S Congress Ave, #106 Lake Worth, FL 33461
Phone:
Website: http://www.ryaninsurancegroup.4t.com/
Info:

Smi-Imc

Address: 3554 Lake Worth Rd Palm Springs, FL 33461
Phone:
Website:
Info:

Housing Demographics for 33461

Population Review for 33461 Zip Code

For the city of Lake Worth, the population within 33461 has increased to over 48,101 residents in population size. The current population total is 47,161. We have broken down the population based on race below. In 33461, there are over 23736 in male population and 23425 females.

PopulationValues
Total Population47,161
White Population16165
Black Population8010
Hispanic Population26595
Asian Population831
Hawaiian Population30
Indian Population955
Other Population8986
Male Population23736
Female Population23425
Population Estimate48101

Household Data for 33461

The average number of homes in 33461 is around 16,586, there are an average of 2.81 per household. The average house value according to local real estate values is around $193,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,586
Persons Per Household2.81
Average House Value$193,300
Income Per Household$52621
Median Age35.7
Median Age Male34.8
Median Age Female36.7
33461 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityLake Worth
City Alias NameLAKE WORTH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1113
Number Of Employees11190
Business First Quarter Payroll100430
Business Annual Payroll459504
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential17118
Delivery Business1262
Delivery Total19249
Preferred Last Line KeyY22225
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY22225
Land Area7.111000
Water Area0.436000
City Alias Code
City Mixed CaseLake Worth
City Alias Mixed CaseLake Worth
Box Count0
SFDU7404
MFDU5588
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115025
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]