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Searching for Homeowners Insurance in 33449

If you are a homeowners that lives in 33449 you may be searching for more affordable homeowners insurance in Lake Worth. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lake Worth, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 33449 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lake Worth, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 33449 Home Insurance Costs: very high!

In Lake Worth, homeowners are paying roughly $1546 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 33449 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lake Worth are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 33449 policy right now!

33449 Home Insurance Average Premiums

Local 33449 homeowners insurance quotes comparison

$1296 /yr.

Shows Zip Code: 33449 lowest rates with discounts applied on average.

For the 33449, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1296 /yr.
Average Coverage:$1546 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1846 /yr.

What is the average home insurance cost for a home in 33449?

  • • The average homeowners insurance premium paid annually for a home in 33449 is around $1546 per year.

What does it cost on average per month for home insurance in 33449?

  • • Homeowners in 33449 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 33449?

  • • Autoowners in 33449 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Worth area, check out other zip codes nearby 33449.
Review average rates in another zip code:
33467 homeowners insurance rates
33461 homeowners insurance rates
33449 homeowners insurance rates
33463 homeowners insurance rates
33462 homeowners insurance rates

Home Replacement Cost Coverage in 33449

Average Building Cost Per Square Foot in 33449: $167

Location: Lake Worth, Florida (Palm Beach County)

Average Square Footage in 33449: 2,945 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33449 before you start any project. Lake Worth homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33449 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33449 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,945 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Worth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,945$491,800
Additional Upgrades & Added Features$2092,945$614,750
Major Home Updates or Advancements$2512,945$737,700

It's important to understand that when you estimate your replacement cost of your home in the 33449 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33449

Best Home & Auto Insurance Agencies in 33449

State Farm Insurance Auto Car Life 33467 33449

Address: 5500 SR-7, Ste 108 Lake Worth, FL 33449
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 33449

Population Review for 33449 Zip Code

For the city of Lake Worth, the population within 33449 has increased to over 10,607 residents in population size. The current population total is 9,920. We have broken down the population based on race below. In 33449, there are over 4869 in male population and 5051 females.

PopulationValues
Total Population9,920
White Population6824
Black Population1006
Hispanic Population1539
Asian Population552
Hawaiian Population4
Indian Population16
Other Population352
Male Population4869
Female Population5051
Population Estimate10607

Household Data for 33449

The average number of homes in 33449 is around 3,497, there are an average of 2.84 per household. The average house value according to local real estate values is around $491,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,497
Persons Per Household2.84
Average House Value$491,800
Income Per Household$142056
Median Age47.6
Median Age Male46.6
Median Age Female48.2
33449 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561/728
CityLake Worth
City Alias NameLAKE WORTH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses320
Number Of Employees2111
Business First Quarter Payroll19967
Business Annual Payroll90947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential3735
Delivery Business174
Delivery Total3804
Preferred Last Line KeyY22225
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY22225
Land Area16.290000
Water Area0.000000
City Alias Code
City Mixed CaseLake Worth
City Alias Mixed CaseLake Worth
Box Count0
SFDU3523
MFDU0
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115025
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]