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33432 Home Insurance Rates & Premiums

Did you know there are over 22,061 people living within the 33432 zip code area? There are over 11,023 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 33432.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,528 a year for a standard homeowners insurance policy in Boca Raton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Boca Raton, FL Homeowners Insurance Quotes Online

33432 Home Insurance Average Premiums

Local 33432 homeowners insurance quotes comparison

$1278 /yr.

Shows Zip Code: 33432 lowest rates with discounts applied on average.

For the 33432, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1278 /yr.
Average Coverage:$1528 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1828 /yr.

What is the average home insurance cost for a home in 33432?

  • • The average homeowners insurance premium paid annually for a home in 33432 is around $1528 per year.

What does it cost on average per month for home insurance in 33432?

  • • Homeowners in 33432 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 33432?

  • • Autoowners in 33432 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boca Raton area, check out other zip codes nearby 33432.
Review average rates in another zip code:
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33431 homeowners insurance rates

Home Replacement Cost Coverage in 33432

Average Building Cost Per Square Foot in 33432: $167

Location: Boca Raton, Florida (Palm Beach County)

Average Square Footage in 33432: 4,075 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33432 before you start any project. Boca Raton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33432 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33432 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,075 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Raton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1674,075$680,500
Additional Upgrades & Added Features$2094,075$850,625
Major Home Updates or Advancements$2514,075$1,020,750

It's important to understand that when you estimate your replacement cost of your home in the 33432 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33432

Cover All Concepts Insurance Agency

Address: 399 Camino Gardens Boulevard Boca Raton, FL 33432
Phone: (561)368-3113
Website: www.coverallconcept.com

A A Riteway Insurance Group

Address: 855 South Federal Highway Suite 109 Boca Raton, FL 33432
Phone: (561)338-6222
Website:

Best Home & Auto Insurance Agencies in 33432

Allstate Insurance-William Ramirez

Address: 1615 S Federal Hwy, #201 Boca Raton, FL 33432
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Stirling Insurance Services Incorporated

Address: 1700 N Dixie Hwy Boca Raton, FL 33432
Phone:
Website: http://www.stirlinginsuranceservices.com/
Info:

Allstate Insurance - Martha A Roussin

Address: 555 N Federal Hwy, #10 Boca Raton, FL 33432
Phone:
Website:
Info:

Bonomo Insurance Group

Address: 1 S Ocean Blvd, #303 Boca Raton, FL 33432
Phone:
Website: http://www.bonomoinsurancegroup.com
Info:

Day William J Agency

Address: 1700 S Dixie Hwy Boca Raton, FL 33432
Phone:
Website: http://www.williamjdayinsurance.com/
Info:

Housing Demographics for 33432

Population Review for 33432 Zip Code

For the city of Boca Raton, the population within 33432 has increased to over 26,975 residents in population size. The current population total is 22,061. We have broken down the population based on race below. In 33432, there are over 10742 in male population and 11319 females.

PopulationValues
Total Population22,061
White Population16710
Black Population1261
Hispanic Population3190
Asian Population564
Hawaiian Population10
Indian Population76
Other Population912
Male Population10742
Female Population11319
Population Estimate26975

Household Data for 33432

The average number of homes in 33432 is around 11,023, there are an average of 1.98 per household. The average house value according to local real estate values is around $680,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,023
Persons Per Household1.98
Average House Value$680,500
Income Per Household$81566
Median Age52.3
Median Age Male51.5
Median Age Female52.8
33432 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityBoca Raton
City Alias NameBOCA RATON
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2090
Number Of Employees18006
Business First Quarter Payroll260191
Business Annual Payroll1161956
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District23
Congressional LandArea169.1
Delivery Residential13624
Delivery Business1876
Delivery Total16467
Preferred Last Line KeyY21477
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21477
Land Area4.640000
Water Area1.283000
City Alias Code
City Mixed CaseBoca Raton
City Alias Mixed CaseBoca Raton
Box Count0
SFDU3285
MFDU9551
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110855
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]