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Homeowners Insurance coverage in 33498

If you are a homeowner in 33498 or Boca Raton, FL you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Boca Raton.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 33498.

Learn more about our homeowners insurance shopping service by selecting the best Boca Raton, FL Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 33498?

Residents of Boca Raton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Florida? While Florida is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Florida comes in at 1 in the country for homeowners insurance premiums.

If you are living in 33498 zipcode, expect to pay around $1603 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Boca Raton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

33498 Home Insurance Average Premiums

Local 33498 homeowners insurance quotes comparison

$1353 /yr.

Shows Zip Code: 33498 lowest rates with discounts applied on average.

For the 33498, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1353 /yr.
Average Coverage:$1603 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1903 /yr.

What is the average home insurance cost for a home in 33498?

  • • The average homeowners insurance premium paid annually for a home in 33498 is around $1603 per year.

What does it cost on average per month for home insurance in 33498?

  • • Homeowners in 33498 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33498?

  • • Autoowners in 33498 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boca Raton area, check out other zip codes nearby 33498.
Review average rates in another zip code:
33428 homeowners insurance rates
33487 homeowners insurance rates
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33486 homeowners insurance rates
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33434 homeowners insurance rates
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33432 homeowners insurance rates

Home Replacement Cost Coverage in 33498

Average Building Cost Per Square Foot in 33498: $167

Location: Boca Raton, Florida (Palm Beach County)

Average Square Footage in 33498: 2,672 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33498 before you start any project. Boca Raton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33498 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33498 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,672 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Raton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,672$446,200
Additional Upgrades & Added Features$2092,672$557,750
Major Home Updates or Advancements$2512,672$669,300

It's important to understand that when you estimate your replacement cost of your home in the 33498 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33498

Connor Insurance Group Inc

Address: 19130 Two River Lane Boca Raton, FL 33498
Phone: (561)558-9825
Website:

Best Home & Auto Insurance Agencies in 33498

Bob Wylin Insurance Agency Inc

Address: 20423 SR-7 Boca Raton, FL 33498
Phone:
Website: http://www.bobwylin.com
Info:

Housing Demographics for 33498

Population Review for 33498 Zip Code

For the city of Boca Raton, the population within 33498 has increased to over 15,444 residents in population size. The current population total is 15,002. We have broken down the population based on race below. In 33498, there are over 7221 in male population and 7781 females.

PopulationValues
Total Population15,002
White Population10624
Black Population684
Hispanic Population2653
Asian Population810
Hawaiian Population6
Indian Population26
Other Population532
Male Population7221
Female Population7781
Population Estimate15444

Household Data for 33498

The average number of homes in 33498 is around 5,560, there are an average of 2.70 per household. The average house value according to local real estate values is around $446,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,560
Persons Per Household2.70
Average House Value$446,200
Income Per Household$110440
Median Age47.6
Median Age Male47.2
Median Age Female48.0
33498 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityBoca Raton
City Alias NameBOCA RATON
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses582
Number Of Employees2421
Business First Quarter Payroll20578
Business Annual Payroll90612
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22|23
Congressional LandArea172.88|169.1
Delivery Residential5720
Delivery Business204
Delivery Total5825
Preferred Last Line KeyY21477
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21477
Land Area10.008000
Water Area0.000000
City Alias Code
City Mixed CaseBoca Raton
City Alias Mixed CaseBoca Raton
Box Count0
SFDU5388
MFDU0
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110855
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]