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Homeowners Insurance coverage in 33498
If you are a homeowner in 33498 or Boca Raton, FL you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Boca Raton.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
Compare rates and find the best homeowners policy in 33498.
Learn more about our homeowners insurance shopping service by selecting the best Boca Raton, FL Home Insurance Quotes Online.
What is the Average Home Insurance Rates in 33498?
Residents of Boca Raton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Florida? While Florida is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Florida comes in at 1 in the country for homeowners insurance premiums.
If you are living in 33498 zipcode, expect to pay around $1603 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Boca Raton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
33498 Home Insurance Average Premiums
For the 33498, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
|1800 sq. ft. or below
|2600 sq. ft. or higher
(all discounts applied)
What is the average home insurance cost for a home in 33498?
- • The average homeowners insurance premium paid annually for a home in 33498 is around $1603 per year.
What does it cost on average per month for home insurance in 33498?
- • Homeowners in 33498 pay a monthly average cost per month around $134.00.
What kind of discount could I get if I combine my home and auto insurance together in 33498?
- • Autoowners in 33498 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Boca Raton area, check out other zip codes nearby 33498.
Review average rates in another zip code:
33428 homeowners insurance rates
33487 homeowners insurance rates
33496 homeowners insurance rates
33433 homeowners insurance rates
33486 homeowners insurance rates
33431 homeowners insurance rates
33434 homeowners insurance rates
33498 homeowners insurance rates
33432 homeowners insurance rates
Home Replacement Cost Coverage in 33498
Average Building Cost Per Square Foot in 33498: $167Location: Boca Raton, Florida (Palm Beach County)
Average Square Footage in 33498: 2,672 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 33498 before you start any project. Boca Raton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33498 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 33498 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,672 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Raton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
|Home Improvement Status
|Price per Sq. Ft.
|Basic Home Features
|Additional Upgrades & Added Features
|Major Home Updates or Advancements
It's important to understand that when you estimate your replacement cost of your home in the 33498 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 33498
Connor Insurance Group IncAddress: 19130 Two River Lane Boca Raton, FL 33498
Best Home & Auto Insurance Agencies in 33498
Bob Wylin Insurance Agency IncAddress: 20423 SR-7 Boca Raton, FL 33498
Housing Demographics for 33498
Population Review for 33498 Zip Code
For the city of Boca Raton, the population within 33498 has increased to over 15,444 residents in population size. The current population total is 15,002. We have broken down the population based on race below. In 33498, there are over 7221 in male population and 7781 females.
Household Data for 33498
The average number of homes in 33498 is around 5,560, there are an average of 2.70 per household. The average house value according to local real estate values is around $446,200. Please review the following demographics below for average income and media age.
|Housing / Income Data
|Households Per Zipcode
|Persons Per Household
|Average House Value
|Income Per Household
|Median Age Male
|Median Age Female
|State Full Name
|City Alias Abbreviation
|City Alias Name
|Day Light Saving
|Miami-Fort Lauderdale-West Palm Beach, FL
|West Palm Beach-Boca Raton, FL MSA
|Economic & Growth Review
|Number Of Businesses
|Number Of Employees
|Business First Quarter Payroll
|Business Annual Payroll
|Business Employment Flag
|Growth Housing Units 2003
|Growth Housing Units 2004
|Growth Increase Number
|Growth Increase Percentage
|CBSA Division Population
|Preferred Last Line Key
|Miami-Port St. Lucie-Fort Lauderdale, FL
|West Palm Beach-Boca Raton-Delray Beach, FL
|City State Key
|City Alias Code
|City Mixed Case
|City Alias Mixed Case
|City Delivery Indicator
|Carrier Route Rate Sortation
|Unique ZIP Name
|SSA State County Code
|Medicare CBSA Code
|Medicare CBSA Name
|West Palm Beach-Boca Raton-Boynton Beach, FL
|Medicare CBSA Type
|Market Rating Area ID
|County Mixed Case
Florida Homeowners Insurance News & Information
Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024
What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023
2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023
Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023
Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023
5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023