Get multiple home insurance quotes in 33487. Our licensed 33487, FL agents are ready to serve you.

33487 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 33487 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Boca Raton, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 33487 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Boca Raton homeowners insurance rates, coverage options or home insurance types, please select Boca Raton, FL Home Insurance Rates Online!

33487 Home Insurance Average Premiums

Local 33487 homeowners insurance quotes comparison

$1339 /yr.

Shows Zip Code: 33487 lowest rates with discounts applied on average.

For the 33487, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1339 /yr.
Average Coverage:$1589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1889 /yr.

What is the average home insurance cost for a home in 33487?

  • • The average homeowners insurance premium paid annually for a home in 33487 is around $1589 per year.

What does it cost on average per month for home insurance in 33487?

  • • Homeowners in 33487 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 33487?

  • • Autoowners in 33487 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boca Raton area, check out other zip codes nearby 33487.
Review average rates in another zip code:
33432 homeowners insurance rates
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33496 homeowners insurance rates
33433 homeowners insurance rates
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33431 homeowners insurance rates

Home Replacement Cost Coverage in 33487

Average Building Cost Per Square Foot in 33487: $167

Location: Boca Raton, Florida (Palm Beach County)

Average Square Footage in 33487: 2,648 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33487 before you start any project. Boca Raton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33487 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33487 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,648 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Raton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,648$442,200
Additional Upgrades & Added Features$2092,648$552,750
Major Home Updates or Advancements$2512,648$663,300

It's important to understand that when you estimate your replacement cost of your home in the 33487 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33487

Avery & Associates Inc

Address: 7601 N Federal Hwy #125-a Boca Raton, FL 33487
Phone: (561)997-7601
Website: www.safeco.com

Best Home & Auto Insurance Agencies in 33487

Avery & Associates Inc

Address: 7601 N Federal Hwy Boca Raton, FL 33487
Phone:
Website: http://www.safeco.com
Info:

Auto Contract Association

Address: 166 Hastings St Boca Raton, FL 33487
Phone:
Website:
Info:

Allstate Insurance-Lorraine Zimmerman

Address: 7501 N Federal Hwy Boca Raton, FL 33487
Phone:
Website:
Info:

JMD Associates, LLC

Address: 7601 N Federal Hwy, #125 Boca Raton, FL 33487
Phone:
Website: http://www.jmdinsurance.net/
Info:

Levi, Barry - Blue Cross & Blue Shield

Address: 902 Clint Moore Rd Boca Raton, FL 33487
Phone:
Website: http://www.bcbsfl.com/
Info:

Housing Demographics for 33487

Population Review for 33487 Zip Code

For the city of Boca Raton, the population within 33487 has increased to over 24,575 residents in population size. The current population total is 20,644. We have broken down the population based on race below. In 33487, there are over 9928 in male population and 10716 females.

PopulationValues
Total Population20,644
White Population16326
Black Population754
Hispanic Population2699
Asian Population670
Hawaiian Population18
Indian Population53
Other Population591
Male Population9928
Female Population10716
Population Estimate24575

Household Data for 33487

The average number of homes in 33487 is around 9,959, there are an average of 2.07 per household. The average house value according to local real estate values is around $442,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,959
Persons Per Household2.07
Average House Value$442,200
Income Per Household$80034
Median Age53.1
Median Age Male52.1
Median Age Female54.0
33487 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityBoca Raton
City Alias NameBOCA RATON
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1640
Number Of Employees27343
Business First Quarter Payroll551050
Business Annual Payroll2496700
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22|23
Congressional LandArea172.88|169.1
Delivery Residential11872
Delivery Business1374
Delivery Total14695
Preferred Last Line KeyY21477
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21477
Land Area6.706000
Water Area0.970000
City Alias Code
City Mixed CaseBoca Raton
City Alias Mixed CaseBoca Raton
Box Count0
SFDU3724
MFDU5949
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110855
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]