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Home Insurance in 33411

Our rates are very competitive for homeowners living in the 33411 zip code. Many homeowners based out of West Palm Beach, FL have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our FL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33411 should appear in the zip code field ready to go.

33411 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the West Palm Beach area? The average homeowners premium in 33411 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 33411, you can expect to pay around $1653 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 33411

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Florida. Start your 33411 home insurance shopping today!

  1. West Palm Beach, FL Home Insurance Quotes

33411 Home Insurance Average Premiums

Local 33411 homeowners insurance quotes comparison

$1403 /yr.

Shows Zip Code: 33411 lowest rates with discounts applied on average.

For the 33411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1403 /yr.
Average Coverage:$1653 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1953 /yr.

What is the average home insurance cost for a home in 33411?

  • • The average homeowners insurance premium paid annually for a home in 33411 is around $1653 per year.

What does it cost on average per month for home insurance in 33411?

  • • Homeowners in 33411 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33411?

  • • Autoowners in 33411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Palm Beach area, check out other zip codes nearby 33411.
Review average rates in another zip code:
33412 homeowners insurance rates
33409 homeowners insurance rates
33404 homeowners insurance rates
33411 homeowners insurance rates
33413 homeowners insurance rates
33406 homeowners insurance rates
33415 homeowners insurance rates
33401 homeowners insurance rates
33405 homeowners insurance rates
33417 homeowners insurance rates

Home Replacement Cost Coverage in 33411

Average Building Cost Per Square Foot in 33411: $167

Location: West Palm Beach, Florida (Palm Beach County)

Average Square Footage in 33411: 1,837 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33411 before you start any project. West Palm Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,837 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Palm Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,837$306,800
Additional Upgrades & Added Features$2091,837$383,500
Major Home Updates or Advancements$2511,837$460,200

It's important to understand that when you estimate your replacement cost of your home in the 33411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33411

Affinity Contract Group

Address: 11150 Okeechobee Blvd Royal Palm Beach, FL 33411
Phone: (561)798-3660

Best Home & Auto Insurance Agencies in 33411

Allstate Insurance Company - Robert Cavanagh

Address: 11327 Okeechobee Blvd Royal Palm Beach, FL 33411

Ginsberg, David - Allstate

Address: 106 N State Road 7 West Palm Beach, FL 33411

Allstate Insurance Company - Elvis Perez

Address: 955 Sansburys Way West Palm Beach, FL 33411

Allstate Insurance - Peter J. Burrowes

Address: 202 Royal Palm Beach Blvd Royal Palm Beach, FL 33411

Papandreas, Cindy - State Farm Seguros De Auto Carro Vida 33411

Address: 10125 Southern Blvd Royal Palm Beach, FL 33411

Housing Demographics for 33411

Population Review for 33411 Zip Code

For the city of West Palm Beach, the population within 33411 has increased to over 77,391 residents in population size. The current population total is 74,206. We have broken down the population based on race below. In 33411, there are over 35013 in male population and 39193 females.

Total Population74,206
White Population37929
Black Population16435
Hispanic Population18097
Asian Population3083
Hawaiian Population34
Indian Population265
Other Population4917
Male Population35013
Female Population39193
Population Estimate77391

Household Data for 33411

The average number of homes in 33411 is around 27,838, there are an average of 2.64 per household. The average house value according to local real estate values is around $306,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,838
Persons Per Household2.64
Average House Value$306,800
Income Per Household$77190
Median Age42.4
Median Age Male40.6
Median Age Female44.0
33411 DetailsValues
State Full NameFlorida
City TypeP
City Alias AbbreviationWEST PALM BCH
Area Code561/728
CityWest Palm Beach
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses2198
Number Of Employees24978
Business First Quarter Payroll251022
Business Annual Payroll1120002
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District20|21|22
Congressional LandArea2427.42|260.97|172.88
Delivery Residential29315
Delivery Business1517
Delivery Total34129
Preferred Last Line KeyY23234
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY23234
Land Area34.852000
Water Area1.356000
City Alias Code
City Mixed CaseWest Palm Beach
City Alias Mixed CaseWest Palm Beach
Box Count0
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number119465
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]