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Homeowners Insurance in 33315

For homeowners living in 33315, you want more affordable home insurance rates in Fort Lauderdale, right? Our rates are very competitive for homeowners living in the great city of Fort Lauderdale, FL. Many homeowners living in the 33315 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 33315 should appear in the zip code field ready to go. Comparing Fort Lauderdale, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

33315 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Fort Lauderdale pay around $1602 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 33315 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Fort Lauderdale homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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33315 Home Insurance Average Premiums

Local 33315 homeowners insurance quotes comparison

$1352 /yr.

Shows Zip Code: 33315 lowest rates with discounts applied on average.

For the 33315, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1352 /yr.
Average Coverage:$1602 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1902 /yr.

What is the average home insurance cost for a home in 33315?

  • • The average homeowners insurance premium paid annually for a home in 33315 is around $1602 per year.

What does it cost on average per month for home insurance in 33315?

  • • Homeowners in 33315 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33315?

  • • Autoowners in 33315 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33315.
Review average rates in another zip code:
33328 homeowners insurance rates
33316 homeowners insurance rates
33301 homeowners insurance rates
33321 homeowners insurance rates
33323 homeowners insurance rates
33313 homeowners insurance rates
33351 homeowners insurance rates
33324 homeowners insurance rates
33311 homeowners insurance rates
33317 homeowners insurance rates

Home Replacement Cost Coverage in 33315

Average Building Cost Per Square Foot in 33315: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33315: 2,136 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33315 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33315 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33315 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,136 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,136$356,700
Additional Upgrades & Added Features$2092,136$445,875
Major Home Updates or Advancements$2512,136$535,050

It's important to understand that when you estimate your replacement cost of your home in the 33315 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33315

Best Home & Auto Insurance Agencies in 33315

Housing Demographics for 33315

Population Review for 33315 Zip Code

For the city of Fort Lauderdale, the population within 33315 has increased to over 15,109 residents in population size. The current population total is 13,555. We have broken down the population based on race below. In 33315, there are over 7067 in male population and 6488 females.

PopulationValues
Total Population13,555
White Population8843
Black Population1007
Hispanic Population3524
Asian Population362
Hawaiian Population16
Indian Population49
Other Population1095
Male Population7067
Female Population6488
Population Estimate15109

Household Data for 33315

The average number of homes in 33315 is around 6,373, there are an average of 2.11 per household. The average house value according to local real estate values is around $356,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,373
Persons Per Household2.11
Average House Value$356,700
Income Per Household$81501
Median Age42.6
Median Age Male42.5
Median Age Female42.7
33315 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses881
Number Of Employees17300
Business First Quarter Payroll262716
Business Annual Payroll1196373
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District23|25
Congressional LandArea169.1|3232.71
Delivery Residential7161
Delivery Business924
Delivery Total9762
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area5.286000
Water Area0.000000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU4653
MFDU2220
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]