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33317 Home Insurance Rates

Getting multiple homeowners insurance rates in 33317 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Fort Lauderdale, FL. Many homeowners based out of the 33317 zip code have found it very easy to shop with The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Florida licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33317 should appear in the zip code field ready to go. For Fort Lauderdale, FL Home Insurance Quotes, Click to easily get started!

33317 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 33317 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Fort Lauderdale. For a basic HO-3, standard homeowners policy, the average premium per year in Florida is around $1574. By shopping your home insurance with us at, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 33317 zip code today and let us help you save time and money on your homeowners insurance premium.

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33317 Home Insurance Average Premiums

Local 33317 homeowners insurance quotes comparison

$1324 /yr.

Shows Zip Code: 33317 lowest rates with discounts applied on average.

For the 33317, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1324 /yr.
Average Coverage:$1574 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1874 /yr.

What is the average home insurance cost for a home in 33317?

  • • The average homeowners insurance premium paid annually for a home in 33317 is around $1574 per year.

What does it cost on average per month for home insurance in 33317?

  • • Homeowners in 33317 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 33317?

  • • Autoowners in 33317 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33317.
Review average rates in another zip code:
33306 homeowners insurance rates
33311 homeowners insurance rates
33328 homeowners insurance rates
33305 homeowners insurance rates
33314 homeowners insurance rates
33313 homeowners insurance rates
33325 homeowners insurance rates
33317 homeowners insurance rates
33312 homeowners insurance rates
33319 homeowners insurance rates

Home Replacement Cost Coverage in 33317

Average Building Cost Per Square Foot in 33317: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33317: 2,098 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33317 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33317 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33317 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,098 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,098$350,400
Additional Upgrades & Added Features$2092,098$438,000
Major Home Updates or Advancements$2512,098$525,600

It's important to understand that when you estimate your replacement cost of your home in the 33317 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33317

Best Home & Auto Insurance Agencies in 33317

Freedom Insurance Agency, Incorporated

Address: 101 Florida 7 Fort Lauderdale, FL 33317

Broward County Auto Tag Center

Address: 101 South State Road 7 Plantation, FL 33317

Collier & Associates

Address: 7390 NW 5th St, #10 Plantation, FL 33317

Allstate Insurance Company - David Hepler

Address: 7501 Northwest 4th Street Plantation, FL 33317

Allstate Insurance - Steve Kerry

Address: 10200 W State Road 84-225 Plantation, FL 33317

Housing Demographics for 33317

Population Review for 33317 Zip Code

For the city of Fort Lauderdale, the population within 33317 has increased to over 38,445 residents in population size. The current population total is 37,590. We have broken down the population based on race below. In 33317, there are over 18364 in male population and 19226 females.

Total Population37,590
White Population16641
Black Population8256
Hispanic Population12940
Asian Population1383
Hawaiian Population26
Indian Population210
Other Population3370
Male Population18364
Female Population19226
Population Estimate38445

Household Data for 33317

The average number of homes in 33317 is around 13,164, there are an average of 2.84 per household. The average house value according to local real estate values is around $350,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,164
Persons Per Household2.84
Average House Value$350,400
Income Per Household$75767
Median Age40.7
Median Age Male39.3
Median Age Female42.3
33317 DetailsValues
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses1328
Number Of Employees11803
Business First Quarter Payroll165726
Business Annual Payroll677292
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|25
Congressional LandArea2427.42|3232.71
Delivery Residential13537
Delivery Business1114
Delivery Total14849
Preferred Last Line KeyY21882
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area9.557000
Water Area0.162000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]