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33321 Home Insurance Quotes & Rates

Currently, the 22,418 homes within the 33321 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,616 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Fort Lauderdale, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33321.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Fort Lauderdale home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33321 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Fort Lauderdale, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Fort Lauderdale, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

33321 Home Insurance Average Premiums

Local 33321 homeowners insurance quotes comparison

$1366 /yr.

Shows Zip Code: 33321 lowest rates with discounts applied on average.

For the 33321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1366 /yr.
Average Coverage:$1616 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1916 /yr.

What is the average home insurance cost for a home in 33321?

  • • The average homeowners insurance premium paid annually for a home in 33321 is around $1616 per year.

What does it cost on average per month for home insurance in 33321?

  • • Homeowners in 33321 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33321?

  • • Autoowners in 33321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33321.
Review average rates in another zip code:
33305 homeowners insurance rates
33332 homeowners insurance rates
33323 homeowners insurance rates
33315 homeowners insurance rates
33308 homeowners insurance rates
33326 homeowners insurance rates
33309 homeowners insurance rates
33301 homeowners insurance rates
33327 homeowners insurance rates
33328 homeowners insurance rates

Home Replacement Cost Coverage in 33321

Average Building Cost Per Square Foot in 33321: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33321: 1,197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33321 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,197 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,197$199,900
Additional Upgrades & Added Features$2091,197$249,875
Major Home Updates or Advancements$2511,197$299,850

It's important to understand that when you estimate your replacement cost of your home in the 33321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33321

Best Florida Insurance Inc

Address: 8050 North University Drive Suite 205 Tamarac, FL 33321
Phone: (954)580-2378
Website: www.bestflins.com

Best Home & Auto Insurance Agencies in 33321

Best Florida Insurance Inc

Address: 8050 N University Dr, #205 Tamarac, FL 33321
Phone:
Website: http://www.bestflins.com
Info:

Allstate Insurance-Michael DiGiorgio

Address: 7820 N University Dr Tamarac, FL 33321
Phone:
Website:
Info:

Best Florida Insurance

Address: 8050 N University Dr Tamarac, FL 33321
Phone:
Website: http://www.bestflins.com
Info:

Housing Demographics for 33321

Population Review for 33321 Zip Code

For the city of Fort Lauderdale, the population within 33321 has increased to over 52,443 residents in population size. The current population total is 51,011. We have broken down the population based on race below. In 33321, there are over 22856 in male population and 28155 females.

PopulationValues
Total Population51,011
White Population20937
Black Population13769
Hispanic Population16684
Asian Population1591
Hawaiian Population26
Indian Population165
Other Population4788
Male Population22856
Female Population28155
Population Estimate52443

Household Data for 33321

The average number of homes in 33321 is around 22,418, there are an average of 2.26 per household. The average house value according to local real estate values is around $199,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,418
Persons Per Household2.26
Average House Value$199,900
Income Per Household$54428
Median Age48.3
Median Age Male44.5
Median Age Female51.2
33321 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses994
Number Of Employees10729
Business First Quarter Payroll133150
Business Annual Payroll564947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20
Congressional LandArea2427.42
Delivery Residential23205
Delivery Business760
Delivery Total23676
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area8.235000
Water Area0.385000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU8503
MFDU8919
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]