According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]
Tag Archives: home insurance
Is my home considered “high risk”?
21
Feb
Is your home sitting in the middle of a flood zone, on a fault line or in the middle of tornado alley? If so you may be looking at a hefty home insurance bill because your home will be considered high-risk. High-risk homes come in all shapes and sizes and the risk factors vary depending […]
Common Homeowner Scams
27
Nov
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]
Homeowners Insurance Discounts for Older People
07
Nov
There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
The Coverage Limits Under the National Flood Insurance Program
02
Oct
It seems that people who live along the Atlantic Ocean and Gulf of Mexico coasts of the United States have to endure hurricanes and tropical storms almost throughout the year. The Atlantic hurricane season lasts for about six months of the year from June till the end of November and peaks during the middle of […]
Dogs Affect Insurance Rates
24
Sep
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Is My Home Based Business Covered Under My Home Insurance Policy?
20
Sep
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]
A House-Hunter’s Insurance Guide to High-End Mobile (AL) Homes
08
Sep
The real estate scene in Mobile (Alabama) is displaying a curious trend and quite unlike what is right now prevalent in most other regions of the United States. The housing market here has failed to make an appreciable recovery following the recession and the average home price in the state has actually decreased by three […]
Surveying Crime Rates to Gauge Home Insurance Premiums in Raleigh (NC)
31
Jul
According to the North Carolina Department of Insurance, there are quite a few different types of home insurance coverage plans for protecting a real estate property, the various other structures within its premises, and the personal valuables inside the buildings. The latter type of coverage plan, Coverage C, protects homeowners from loss of personal property […]
Top Tips For Homeowners That Want To Save Money
30
Jul
You have invested a lot of time and energy to make your house into your home so protecting it should be a top priority. Homeowner’s insurance can be expensive but not carrying the proper coverage levels can be devastating if you experience a catastrophic event. Saving money on your insurance premiums does not have to […]