Get multiple home insurance quotes in 78221. Our licensed 78221, TX agents are ready to serve you.

78221 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 78221? Our rates are very competitive for homeowners living in San Antonio, TX. Many homeowners based out of your 78221 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 78221 should appear in the zip code field ready to go. For San Antonio, TX Home Insurance Rate Quotes click to review the best rates and service online!

78221 Average Premium is Rated: Very High!

Homeowners living in 78221 can easily save up to 40% off the average home insurance premium of $1501 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in San Antonio that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 78221 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 78221!

78221 Home Insurance Average Premiums

Local 78221 homeowners insurance quotes comparison

$1251 /yr.

Shows Zip Code: 78221 lowest rates with discounts applied on average.

For the 78221, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1251 /yr.
Average Coverage:$1501 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1801 /yr.

What is the average home insurance cost for a home in 78221?

  • • The average homeowners insurance premium paid annually for a home in 78221 is around $1501 per year.

What does it cost on average per month for home insurance in 78221?

  • • Homeowners in 78221 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 78221?

  • • Autoowners in 78221 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78221.
Review average rates in another zip code:
78249 homeowners insurance rates
78247 homeowners insurance rates
78244 homeowners insurance rates
78263 homeowners insurance rates
78201 homeowners insurance rates
78233 homeowners insurance rates
78232 homeowners insurance rates
78205 homeowners insurance rates
78228 homeowners insurance rates
78210 homeowners insurance rates

Home Replacement Cost Coverage in 78221

Average Building Cost Per Square Foot in 78221: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78221: 834 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78221 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78221 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78221 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 834 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129834$107,600
Additional Upgrades & Added Features$161834$134,500
Major Home Updates or Advancements$194834$161,400

It's important to understand that when you estimate your replacement cost of your home in the 78221 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78221

Best Home & Auto Insurance Agencies in 78221

Brooke Insurance

Address: 838 SW Military Dr San Antonio, TX 78221
Phone:
Website:
Info:

Fred Loya Insurance

Address: 1404 SW Military Dr San Antonio, TX 78221
Phone:
Website: http://www.fredloya.com/
Info:

AMCO Auto Insurance

Address: 450 SW Military Dr San Antonio, TX 78221
Phone:
Website:
Info:

Martinez Ins Agency, Incorporated

Address: 3330 SW Military Dr San Antonio, TX 78221
Phone:
Website: http://www.progressiveagent.com/martinez-ins-agency-inc-san-antonio
Info:

ACE Cash Express

Address: 1443 SW Military Dr San Antonio, TX 78221
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 78221

Population Review for 78221 Zip Code

For the city of San Antonio, the population within 78221 has increased to over 42,999 residents in population size. The current population total is 39,779. We have broken down the population based on race below. In 78221, there are over 19517 in male population and 20262 females.

PopulationValues
Total Population39,779
White Population16805
Black Population578
Hispanic Population35205
Asian Population196
Hawaiian Population14
Indian Population569
Other Population9214
Male Population19517
Female Population20262
Population Estimate42999

Household Data for 78221

The average number of homes in 78221 is around 12,976, there are an average of 3.06 per household. The average house value according to local real estate values is around $107,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,976
Persons Per Household3.06
Average House Value$107,600
Income Per Household$51115
Median Age34.5
Median Age Male32.9
Median Age Female35.9
78221 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses499
Number Of Employees17616
Business First Quarter Payroll205984
Business Annual Payroll1028694
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|23|28
Congressional LandArea199.68|58059.18|9378.53
Delivery Residential14052
Delivery Business887
Delivery Total16580
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area36.311000
Water Area1.835000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count0
SFDU9733
MFDU1791
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]