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Compare 78233 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in San Antonio just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 18,961 neighbors looking to save on their home insurance policy in the local 78233 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 78233. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your San Antonio, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in San Antonio, TX

78233 Home Insurance Average Premiums

Local 78233 homeowners insurance quotes comparison

$1226 /yr.

Shows Zip Code: 78233 lowest rates with discounts applied on average.

For the 78233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1226 /yr.
Average Coverage:$1476 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1776 /yr.

What is the average home insurance cost for a home in 78233?

  • • The average homeowners insurance premium paid annually for a home in 78233 is around $1476 per year.

What does it cost on average per month for home insurance in 78233?

  • • Homeowners in 78233 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 78233?

  • • Autoowners in 78233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78233.
Review average rates in another zip code:
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78229 homeowners insurance rates

Home Replacement Cost Coverage in 78233

Average Building Cost Per Square Foot in 78233: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78233: 1,230 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78233 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,230 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,230$158,700
Additional Upgrades & Added Features$1611,230$198,375
Major Home Updates or Advancements$1941,230$238,050

It's important to understand that when you estimate your replacement cost of your home in the 78233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78233

Best Home & Auto Insurance Agencies in 78233

Daniels- Sonya B - State Farm Insurance Agent

Address: 12315 Judson Rd, #302 Live Oak, TX 78233
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jerry Kimble State Farm Agency

Address: 2950 Thousand Oaks Dr-2 San Antonio, TX 78233
Phone:
Website: http://www.statefarm.com/
Info:

Cantara, Rick Agent - State Farm Insurance

Address: 14621 Landmark 35 Dr San Antonio, TX 78233
Phone:
Website: http://www.rickcantara.com/
Info:

Fred Loya Insurance

Address: 8200 Pat Booker Rd Live Oak, TX 78233
Phone:
Website: http://www.fredloya.com/
Info:

Housing Demographics for 78233

Population Review for 78233 Zip Code

For the city of San Antonio, the population within 78233 has increased to over 52,421 residents in population size. The current population total is 49,442. We have broken down the population based on race below. In 78233, there are over 23930 in male population and 25512 females.

PopulationValues
Total Population49,442
White Population23040
Black Population5462
Hispanic Population24707
Asian Population1497
Hawaiian Population154
Indian Population564
Other Population6840
Male Population23930
Female Population25512
Population Estimate52421

Household Data for 78233

The average number of homes in 78233 is around 18,961, there are an average of 2.60 per household. The average house value according to local real estate values is around $158,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,961
Persons Per Household2.60
Average House Value$158,700
Income Per Household$63814
Median Age36.0
Median Age Male34.7
Median Age Female37.2
78233 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses849
Number Of Employees15576
Business First Quarter Payroll181799
Business Annual Payroll799218
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District21|28|35
Congressional LandArea5920.89|9378.53|593.77
Delivery Residential20162
Delivery Business1148
Delivery Total24230
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area13.670000
Water Area0.099000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count0
SFDU9645
MFDU4076
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]