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Homeowners Insurance in 78224

For homeowners living in 78224, you want more affordable home insurance rates in San Antonio, right? Our rates are very competitive for homeowners living in the great city of San Antonio, TX. Many homeowners living in the 78224 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 78224 should appear in the zip code field ready to go. Comparing San Antonio, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

78224 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in San Antonio pay around $1476 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 78224 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, San Antonio homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

Get 78224 Homeowners Insurance Rates Now!

78224 Home Insurance Average Premiums

Local 78224 homeowners insurance quotes comparison

$1226 /yr.

Shows Zip Code: 78224 lowest rates with discounts applied on average.

For the 78224, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1226 /yr.
Average Coverage:$1476 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1776 /yr.

What is the average home insurance cost for a home in 78224?

  • • The average homeowners insurance premium paid annually for a home in 78224 is around $1476 per year.

What does it cost on average per month for home insurance in 78224?

  • • Homeowners in 78224 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 78224?

  • • Autoowners in 78224 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78224.
Review average rates in another zip code:
78252 homeowners insurance rates
78248 homeowners insurance rates
78245 homeowners insurance rates
78263 homeowners insurance rates
78224 homeowners insurance rates
78243 homeowners insurance rates
78261 homeowners insurance rates
78233 homeowners insurance rates
78251 homeowners insurance rates
78225 homeowners insurance rates

Home Replacement Cost Coverage in 78224

Average Building Cost Per Square Foot in 78224: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78224: 856 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78224 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78224 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78224 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 856 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129856$110,400
Additional Upgrades & Added Features$161856$138,000
Major Home Updates or Advancements$194856$165,600

It's important to understand that when you estimate your replacement cost of your home in the 78224 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78224

Alfred Garcia Agency

Address: 2307 SW Military Dr San Antonio, TX 78224
Phone: (210)932-4220
Website:

Best Home & Auto Insurance Agencies in 78224

Alfred Garcia Agency

Address: 2307 SW Military Dr San Antonio, TX 78224
Phone:
Website:
Info:

Shannon Insurance Agency, Incorporated

Address: 2130 SW Military Dr-211 San Antonio, TX 78224
Phone:
Website: http://www.progressive.com/
Info:

Ed Cuellar Insurance Agency

Address: 2130 SW Military Dr-207 San Antonio, TX 78224
Phone:
Website: http://www.edcuellar.com/
Info:

Allstate Insurance Companies - Sales Offices- South

Address: 2130 SW Military Dr San Antonio, TX 78224
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

ACE Cash Express

Address: 2535 SW Military Dr San Antonio, TX 78224
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 78224

Population Review for 78224 Zip Code

For the city of San Antonio, the population within 78224 has increased to over 24,262 residents in population size. The current population total is 21,759. We have broken down the population based on race below. In 78224, there are over 10462 in male population and 11297 females.

PopulationValues
Total Population21,759
White Population8729
Black Population567
Hispanic Population19611
Asian Population135
Hawaiian Population14
Indian Population266
Other Population5194
Male Population10462
Female Population11297
Population Estimate24262

Household Data for 78224

The average number of homes in 78224 is around 6,345, there are an average of 3.28 per household. The average house value according to local real estate values is around $110,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,345
Persons Per Household3.28
Average House Value$110,400
Income Per Household$50242
Median Age30.6
Median Age Male29.5
Median Age Female31.7
78224 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses412
Number Of Employees8948
Business First Quarter Payroll67596
Business Annual Payroll310000
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|23
Congressional LandArea199.68|58059.18
Delivery Residential7397
Delivery Business510
Delivery Total13906
Preferred Last Line KeyW25505
Classification Code
Multi-County
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area15.251000
Water Area0.096000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count762
SFDU3767
MFDU1630
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]