Get multiple home insurance quotes in 10469. Our licensed 10469, NY agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 10469

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 10469, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Bronx, NY from a list of top tier nationwide insurers.

Our New York licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 10469 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 10469

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bronx, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10469 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Bronx we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 10469, homeowners are seeing rates around 948 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 10469!

10469 Home Insurance Average Premiums

Local 10469 homeowners insurance quotes comparison

$698 /yr.

Shows Zip Code: 10469 lowest rates with discounts applied on average.

For the 10469, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$698 /yr.
Average Coverage:$948 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1248 /yr.

What is the average home insurance cost for a home in 10469?

  • • The average homeowners insurance premium paid annually for a home in 10469 is around $948 per year.

What does it cost on average per month for home insurance in 10469?

  • • Homeowners in 10469 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 10469?

  • • Autoowners in 10469 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10469.
Review average rates in another zip code:
10458 homeowners insurance rates
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10451 homeowners insurance rates
10475 homeowners insurance rates
10470 homeowners insurance rates
10452 homeowners insurance rates
10463 homeowners insurance rates
10465 homeowners insurance rates

Home Replacement Cost Coverage in 10469

Average Building Cost Per Square Foot in 10469: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10469: 2,528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10469 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10469 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10469 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,528 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,528$518,300
Additional Upgrades & Added Features$2562,528$647,875
Major Home Updates or Advancements$3082,528$777,450

It's important to understand that when you estimate your replacement cost of your home in the 10469 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10469

Best Home & Auto Insurance Agencies in 10469

Allstate Insurance Companies - Sales Offices- Bronx

Address: 2450 Eastchester Rd Bronx, NY 10469
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 10469

Population Review for 10469 Zip Code

For the city of Bronx, the population within 10469 has increased to over 53,153 residents in population size. The current population total is 71,571. We have broken down the population based on race below. In 10469, there are over 33171 in male population and 38400 females.

PopulationValues
Total Population71,571
White Population8844
Black Population39346
Hispanic Population20398
Asian Population4363
Hawaiian Population70
Indian Population435
Other Population11387
Male Population33171
Female Population38400
Population Estimate53153

Household Data for 10469

The average number of homes in 10469 is around 23,625, there are an average of 2.93 per household. The average house value according to local real estate values is around $518,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,625
Persons Per Household2.93
Average House Value$518,300
Income Per Household$70415
Median Age39.0
Median Age Male36.2
Median Age Female41.1
10469 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/929/718
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses753
Number Of Employees6978
Business First Quarter Payroll76917
Business Annual Payroll342736
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District14|15|16
Congressional LandArea28.29|14.54|78.37
Delivery Residential18141
Delivery Business832
Delivery Total19780
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area2.426000
Water Area0.000000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count537
SFDU11234
MFDU5443
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]