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10457 Homeowners Insurance Quotes & Rates

Bronx residents living within the 26,205 homes available in the zip code of 10457 are shopping online to compare cheaper and more affordable Bronx, NY home insurance rates. In the great city of Bronx, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New York is around $1,083 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 10457 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 10457 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bronx, NY Homeowners Insurance Quotes, Click to easily get started!

10457 Home Insurance Average Premiums

Local 10457 homeowners insurance quotes comparison

$833 /yr.

Shows Zip Code: 10457 lowest rates with discounts applied on average.

For the 10457, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$833 /yr.
Average Coverage:$1083 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1383 /yr.

What is the average home insurance cost for a home in 10457?

  • • The average homeowners insurance premium paid annually for a home in 10457 is around $1083 per year.

What does it cost on average per month for home insurance in 10457?

  • • Homeowners in 10457 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10457?

  • • Autoowners in 10457 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10457.
Review average rates in another zip code:
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10463 homeowners insurance rates
10462 homeowners insurance rates

Home Replacement Cost Coverage in 10457

Average Building Cost Per Square Foot in 10457: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10457: 1,805 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10457 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10457 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10457 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,805 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,805$370,000
Additional Upgrades & Added Features$2561,805$462,500
Major Home Updates or Advancements$3081,805$555,000

It's important to understand that when you estimate your replacement cost of your home in the 10457 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10457

Best Home & Auto Insurance Agencies in 10457

Housing Demographics for 10457

Population Review for 10457 Zip Code

For the city of Bronx, the population within 10457 has increased to over 75,105 residents in population size. The current population total is 77,488. We have broken down the population based on race below. In 10457, there are over 36332 in male population and 41156 females.

PopulationValues
Total Population77,488
White Population5714
Black Population27323
Hispanic Population50615
Asian Population973
Hawaiian Population122
Indian Population1235
Other Population32030
Male Population36332
Female Population41156
Population Estimate75105

Household Data for 10457

The average number of homes in 10457 is around 26,205, there are an average of 2.81 per household. The average house value according to local real estate values is around $370,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,205
Persons Per Household2.81
Average House Value$370,000
Income Per Household$38066
Median Age32.7
Median Age Male31.0
Median Age Female34.3
10457 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/646/929/718/917/212
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses860
Number Of Employees13296
Business First Quarter Payroll203353
Business Annual Payroll873291
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District15
Congressional LandArea14.54
Delivery Residential26728
Delivery Business1118
Delivery Total29432
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area1.319000
Water Area0.000000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count158
SFDU1072
MFDU24361
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]