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Homeowners Insurance in 10451

In Bronx, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 10451 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 10451 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10451 should appear in the zip code field ready to go.

10451 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1024. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Bronx home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 10451 Home Insurance Rates Now!

Best 3 Options to Compare in 10451

If you want homeowners insurance quotes within the city of Bronx or in the 10451 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Bronx, NY.

10451 Home Insurance Average Premiums

Local 10451 homeowners insurance quotes comparison

$774 /yr.

Shows Zip Code: 10451 lowest rates with discounts applied on average.

For the 10451, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$774 /yr.
Average Coverage:$1024 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1324 /yr.

What is the average home insurance cost for a home in 10451?

  • • The average homeowners insurance premium paid annually for a home in 10451 is around $1024 per year.

What does it cost on average per month for home insurance in 10451?

  • • Homeowners in 10451 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 10451?

  • • Autoowners in 10451 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronx area, check out other zip codes nearby 10451.
Review average rates in another zip code:
10461 homeowners insurance rates
10456 homeowners insurance rates
10460 homeowners insurance rates
10465 homeowners insurance rates
10466 homeowners insurance rates
10474 homeowners insurance rates
10453 homeowners insurance rates
10458 homeowners insurance rates
10475 homeowners insurance rates
10464 homeowners insurance rates

Home Replacement Cost Coverage in 10451

Average Building Cost Per Square Foot in 10451: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10451: 910 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10451 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10451 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10451 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 910 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205910$186,500
Additional Upgrades & Added Features$256910$233,125
Major Home Updates or Advancements$308910$279,750

It's important to understand that when you estimate your replacement cost of your home in the 10451 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10451

Best Home & Auto Insurance Agencies in 10451

Housing Demographics for 10451

Population Review for 10451 Zip Code

For the city of Bronx, the population within 10451 has increased to over 54,122 residents in population size. The current population total is 51,536. We have broken down the population based on race below. In 10451, there are over 23420 in male population and 28116 females.

PopulationValues
Total Population51,536
White Population4436
Black Population21299
Hispanic Population29663
Asian Population839
Hawaiian Population60
Indian Population816
Other Population17168
Male Population23420
Female Population28116
Population Estimate54122

Household Data for 10451

The average number of homes in 10451 is around 19,964, there are an average of 2.52 per household. The average house value according to local real estate values is around $186,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,964
Persons Per Household2.52
Average House Value$186,500
Income Per Household$33945
Median Age35.4
Median Age Male32.1
Median Age Female38.0
10451 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses830
Number Of Employees16556
Business First Quarter Payroll221137
Business Annual Payroll1167503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District15
Congressional LandArea14.54
Delivery Residential21477
Delivery Business997
Delivery Total28263
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area1.056000
Water Area0.004000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count946
SFDU215
MFDU20753
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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