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10459 Home Insurance Rates & Premiums

Did you know there are over 50,984 people living within the 10459 zip code area? There are over 17,411 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 10459.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $1,050 a year for a standard homeowners insurance policy in Bronx. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Bronx, NY Homeowners Insurance Quotes Online

10459 Home Insurance Average Premiums

Local 10459 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 10459 lowest rates with discounts applied on average.

For the 10459, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1350 /yr.

What is the average home insurance cost for a home in 10459?

  • • The average homeowners insurance premium paid annually for a home in 10459 is around $1050 per year.

What does it cost on average per month for home insurance in 10459?

  • • Homeowners in 10459 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 10459?

  • • Autoowners in 10459 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Bronx, check out other zip codes nearby 10459.
To review average rates in another zip code, click on a zip code below:
10464  |  10466  |  10454  |  10459  |  10465  |  10463  |  10452  |  10472  |  10475  |  10455  | 

Home Replacement Cost Coverage in 10459

Average Building Cost Per Square Foot in 10459: $205

Location: Bronx, New York (Bronx County)

Average Square Footage in 10459: 2,333 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10459 before you start any project. Bronx homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10459 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10459 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,333 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronx area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,333$478,300
Additional Upgrades & Added Features$2562,333$597,875
Major Home Updates or Advancements$3082,333$717,450

It's important to understand that when you estimate your replacement cost of your home in the 10459 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10459

Best Home & Auto Insurance Agencies in 10459

Allstate Insurance - Rupdei Pooran

Address: 993 Westchester Ave Bronx, NY 10459
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5952
Info:

Housing Demographics for 10459

Population Review for 10459 Zip Code

For the city of Bronx, the population within 10459 has increased to over 51,073 residents in population size. The current population total is 50,984. We have broken down the population based on race below. In 10459, there are over 23945 in male population and 27039 females.

PopulationValues
Total Population50,984
White Population3896
Black Population17572
Hispanic Population33826
Asian Population443
Hawaiian Population45
Indian Population1018
Other Population20338
Male Population23945
Female Population27039
Population Estimate51073

Household Data for 10459

The average number of homes in 10459 is around 17,411, there are an average of 2.83 per household. The average house value according to local real estate values is around $478,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,411
Persons Per Household2.83
Average House Value$478,300
Income Per Household$36631
Median Age33.3
Median Age Male30.8
Median Age Female35.5
10459 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBronx
City Alias NameBRONX
CountyBronx
County FIPS005
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses656
Number Of Employees5512
Business First Quarter Payroll52499
Business Annual Payroll236382
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District14|15
Congressional LandArea28.29|14.54
Delivery Residential18047
Delivery Business871
Delivery Total20026
Preferred Last Line KeyV12306
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12306
Land Area0.831000
Water Area0.000000
City Alias Code
City Mixed CaseBronx
City Alias Mixed CaseBronx
Box Count347
SFDU670
MFDU15481
State ANSI36
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350982
Unique ZIP Name
SSA State County Code33020
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBronx

New York Homeowners Insurance News & Information

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  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]