Home Insurance in 71108

Our rates are very competitive for homeowners living in the 71108 zip code. Many homeowners based out of Shreveport, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 71108 should appear in the zip code field ready to go.

71108 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Shreveport area? The average homeowners premium in 71108 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 71108, you can expect to pay around $1542 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 71108

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 71108 home insurance shopping today!

Shreveport, LA Home Insurance Quotes

71108 Home Insurance Average Premiums

Local 71108 homeowners insurance quotes comparison

$1292 /yr.

Shows Zip Code: 71108 lowest rates with discounts applied on average.

For the 71108, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1292 /yr.
Average Coverage:	$1542 /yr.
2600 sq. ft. or higher (all discounts applied)	$1842 /yr.

What is the average home insurance cost for a home in 71108?

• The average homeowners insurance premium paid annually for a home in 71108 is around $1542 per year.

What does it cost on average per month for home insurance in 71108?

• Homeowners in 71108 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 71108?

• Autoowners in 71108 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71108.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 71108

Average Building Cost Per Square Foot in 71108: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71108: 643 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71108 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71108 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71108 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 643 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	643	$78,400
Additional Upgrades & Added Features	$153	643	$98,000
Major Home Updates or Advancements	$183	643	$117,600

Calculate Your Dwelling Coverage in 71108

It's important to understand that when you estimate your replacement cost of your home in the 71108 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 71108

Linda Luck Ins Agency Inc - State Farm Insurance Agent

Address: 8101 Kingston Rd, #115 Shreveport, LA 71108
Phone:
Website:
Info:

Rains- Samuel J

Address: 3309 W 70th St Shreveport, LA 71108
Phone:
Website:
Info:

ACE Cash Express

Address: 2709 W 70th St Shreveport, LA 71108
Phone:
Website: http://www.acecashexpress.com/
Info:

Parker, Donna - AAA Insurance

Address: 3939 Linwood Ave, #A Shreveport, LA 71108
Phone:
Website:
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Cameron- James G - State Farm Insurance Agent

Address: 6121 Hearne Ave Shreveport, LA 71108
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 71108

Population Review for 71108 Zip Code

For the city of Shreveport, the population within 71108 has increased to over 19,329 residents in population size. The current population total is 17,727. We have broken down the population based on race below. In 71108, there are over 8213 in male population and 9514 females.

Population	Values
Total Population	17,727
White Population	1779
Black Population	14964
Hispanic Population	401
Asian Population	71
Hawaiian Population	5
Indian Population	48
Other Population	257
Male Population	8213
Female Population	9514
Population Estimate	19329

Household Data for 71108

The average number of homes in 71108 is around 6,786, there are an average of 2.61 per household. The average house value according to local real estate values is around $78,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	6,786
Persons Per Household	2.61
Average House Value	$78,400
Income Per Household	$30726
Median Age	35.2
Median Age Male	32.8
Median Age Female	37.2

71108 Details	Values
State	LA
State Full Name	Louisiana
City Type	P
City Alias Abbreviation
Area Code	318
City	Shreveport
City Alias Name	SHREVEPORT
County	Caddo
County FIPS	017
State FIPS	22
Time Zone	6
Day Light Saving	Y
MSA	7680
PMSA
CSA	508
CBSA	43340
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Shreveport-Bossier City, LA
MSA_Name	Shreveport-Bossier City, LA MSA
PMSA_Name
Region	South
Division	West South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	240
Number Of Employees	2935
Business First Quarter Payroll	30555
Business Annual Payroll	146700
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	398604
CBSA Division Population	0
Congressional District	04
Congressional LandArea	12435.1
Delivery Residential	7406
Delivery Business	531
Delivery Total	11110
Preferred Last Line Key	Y24454
Classification Code
Multi-County
CSA Name	Shreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State Key	Y24454
Land Area	8.473000
Water Area	0.005000
City Alias Code
City Mixed Case	Shreveport
City Alias Mixed Case	Shreveport
Box Count	0
SFDU	6653
MFDU	613
State ANSI	22
County ANSI	017
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	217956
Unique ZIP Name
SSA State County Code	19080
Medicare CBSA Code	43340
Medicare CBSA Name	Shreveport-Bossier City, LA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Caddo

Louisiana Homeowners Insurance News & Information

Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

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